Vehicle Loans in Lubbock, TX

If you have excellent credit and live in Lubbock, TX, now’s the perfect time to explore auto loan rates tailored just for you. Comparing offers helps you find the best deal, so you can drive away with confidence and save money on your next vehicle.

Local lenders in Lubbock understand your needs and offer fast approvals with competitive rates. Take a moment to compare options from trusted credit unions and banks—finding the perfect loan has never been easier or more personalized.

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Lender
APR
Term
Link
Info
bcu
2.64 - 6.19 %
3.1 - 7 Yrs
unitedfcu
2.99 - 4.95 %
7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
swacu
3.94 - 14 %
3 - 6 Yrs
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
abileneteachersfcu
3.95 - 18 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-12

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loans with rates ranging from 2.64% to 7.19% APR today. These rates are down from both 7 and 30 days ago, and also lower compared to 60 and 90 days ago. United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days.

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR and have also stayed the same over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Shell's auto loan rates range from 3.49% to 18% APR today. These rates show no change compared to 7 and 30 days ago, as well as 60 and 90 days ago.

Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans are between 3.75% and 4.75% APR, showing no change over the past 7 and 30 days. Recreational vehicle loans range from 3.75% to 6.75% APR and have stayed the same compared to a month ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.45% and 10.05% APR and have stayed the same over the past month. Recreational loan rates are 6.95% to 9.9% APR, which is down from 7 days ago but unchanged from 30 days ago.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

Abilene Teachers vehicle loans range from 3.95% to 18% today. Rates are unchanged from 7 and 30 days ago but slightly up from 90 days ago. This applies to their auto loans.

🏦 Local Lenders in Lubbock, TX

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Why compare Vehicle Loans in Lubbock, TX on LendMesh

If you’re searching for excellent credit auto loan rates in Lubbock, TX, taking the time to compare multiple lenders on LendMesh can help you discover better deals and more affordable options. Exploring your choices allows you to find a loan that fits your budget and drives down your overall costs, so you can confidently get behind the wheel of your next vehicle.

Consider subscribing to LendMesh for personalized alerts tailored to your target rate. Simply set your preferred interest rate, and you’ll receive notifications the moment offers dip below that number. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, LendMesh keeps Lubbock borrowers informed and ready to act on the best opportunities.

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