Vehicle Loans in Wharton, TX

Searching for the best auto loan rates in Wharton, TX? Compare offers from trusted local lenders to find low rates and flexible terms tailored to your needs. Whether you’re buying new or used, we make it simple to get the financing you deserve.

Save time and money with fast approvals and friendly service right here in Wharton. Our local credit unions understand the community and are ready to help you drive away with a great deal on your next vehicle loan.

NewUsed

Filters

Lender
APR
Term
Link
Info
gtfcu
5.51 %
7 Yrs
bfcu
5.54 - 16.55 %
4.1 - 6.5 Yrs
eecu
5.54 - 6.56 %
4 - 6.5 Yrs
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
rrcu
5.65 - 7.05 %
6 Yrs
tdecu
5.7 %
4 - 7 Yrs
truitycu
5.74 - 6.99 %
4 - 7 Yrs
truwest
5.75 - 18.53 %
4.1 - 15 Yrs
nusenda
5.75 - 7.25 %
5 - 7.5 Yrs
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change over the past 7 and 30 days. Motorcycle loans are at 6.69% APR, also showing no change. Recreational loan rates are 6.69% APR today, which is up from the range seen 7 and 30 days ago.

Truity's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 8.99% and 10.19% APR and have also stayed the same over the past 7 and 30 days. Truwest's auto loans with APRs ranging from 5.75% to 18.53% today. The rates are down from 7 and 30 days ago, when the range was 6.15% to 18.53% . There is no term listed for this program. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Wharton, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Wharton County, TX

Compare other loan types in Wharton, TX

Why compare Vehicle Loans in Wharton, TX on LendMesh

If you're searching to find the best auto loan rates in Wharton, TX, take your time exploring different lenders on LendMesh. Comparing multiple offers helps uncover better deals and more affordable options tailored to your needs. This approach empowers you to make informed decisions without feeling rushed, ensuring you get the loan terms that suit your budget and goals.

Consider subscribing to LendMesh for personalized rate alerts that match your target, whether it’s 4% or 5%. You'll receive timely notifications when offers fall below your chosen rate, plus weekly or monthly updates featuring expert insights, market trends, and hand-picked loan deals. Join many Wharton borrowers who use LendMesh to stay informed and confident throughout their car financing journey.

Customers are also interested in:

Find Best Auto Loan Rates