Personal Loans in Wharton, TX

Looking for a personal loan in Wharton, TX? Compare offers from trusted local lenders and find the best rates that fit your budget. Applying online is quick and easy, so you can get the funds you need without the hassle.

Whether it’s for unexpected expenses or big plans, Wharton residents can access flexible loans with friendly, hometown service. Start comparing today to find a loan that works for you and enjoy low monthly payments tailored to your needs.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
truwest
4.87 - 6.17 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
etpcu
6.75 - 18 %
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
bvscu
7 - 18 %
5 Yrs
tdecu
7.14 - 9.74 %
1 - 7 Yrs
10,000 - $50,000
myncu
7.14 - 18 %
3.1 - 4 Yrs
soarion
7.69 - 8.19 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Truwest's Personal line of credit has a 4.87% APR today, which is lower than the 14% rate from 7, 30, and 60 days ago. This rate change shows a significant drop compared to the past two months. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. East Texas Professional's personal loans with an APR of 8.95% , which has stayed the same over the past 7 and 30 days. Their credit builder loans have a 6% APR, also unchanged from one week and one month ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Brazos Valley Schools has a Summer/holiday loan with an APR of 7% , which has stayed the same over the past 7 and 30 days. Their Signature loan and Line of credit both have an APR of 9% , also unchanged from one week and one month ago. Texas Dow Employees has a Personal loan with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash $tash line of credit has a steady APR of 9.74% during the same periods. Both rates have not changed recently.

Neighborhood's unsecured personal loans with an APR of 7.14% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal loans plus have a fixed APR of 9.49% , also unchanged during these periods. Both loan types provide consistent rates without recent increases or decreases. Soarion's Signature loan has an APR of 7.69% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months.

🏦 All Local Lenders in Wharton, TX

Lender NameBranch AddressOffice ServicesLender Snapshot
TEXASGULF FEDERAL CREDIT UNION
2101 N FULTON ST WHARTON TX 77488
ATM
Drive-Thru
P2P
E-Statements
Assets: $200,917,879
Deposits: $16,696,257
Net Worth: $27,782,155
Employees: 31
Members: 14,532
WHARTON COUNTY TEACHERS CREDIT UNION
2114 JUNIOR COLLEGE BLVD WHARTON TX 77488
E-Statements
Assets: $8,571,322
Deposits: $443,572
Net Worth: $2,045,352
Employees: 4
Members: 711

🏘️ All the Lenders Available in Wharton County, TX

Compare other loan types in Wharton, TX

Why compare Personal Loans in Wharton, TX on LendMesh

If you’re applying for a personal loan in Wharton, TX, it pays to keep exploring your options. LendMesh lets you easily compare offers from multiple lenders, helping you find better deals and lower rates suited to your needs. Taking a little extra time now can save you money and stress later, so keep browsing and make sure you’re getting the best possible terms before you commit.

To stay informed without the hassle, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as new offers fall below that mark. You’ll also receive expert insights, rate trends, and carefully selected loan deals weekly or monthly—helping Wharton borrowers like you stay ahead and never miss a smart opportunity.

Customers are also interested in:

Personal Loan Apply Online