Vehicle Loans in Ponca City, OK

Searching for the best new car loan rates in Ponca City, OK? Start here to compare offers from trusted local lenders and find a loan that fits your budget. It’s simple, fast, and designed to help you drive away happy.

Whether you’re buying your first car or upgrading to something new, Ponca City drivers count on friendly service and low rates. Compare your options today and get approved quickly, so you can hit the road with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
figfcu
4.99 - 7.49 %
3 - 8 Yrs
∞
truitycu
5.24 - 5.74 %
5 - 7 Yrs
∞
tinkerfcu
5.49 - 16.24 %
7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Truity's auto loans with APRs ranging from 5.24% to 6.99% , which is down from 7 and 30 days ago. Recreational vehicle loans have rates between 8.99% and 10.19% , showing no change over the past 7 and 30 days. Tinker's auto loans have rates ranging from 5.49% to 16.24% , with no change over the past 7 and 30 days. Motorcycle loan rates are between 7.49% and 13.99% , also showing no change. Recreational loans range from 6.99% to 10.74% , which is down from 30 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Ponca City, OK

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Kay County, OK

✅CHEROKEE STRIP CREDIT UNION

Compare other loan types in Ponca City, OK

Why compare Vehicle Loans in Ponca City, OK on LendMesh

If you’re searching for the best new car auto loan rates in Ponca City, OK, keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you spot better deals and lower rates, so you can make an informed choice that fits your budget. Taking a little extra time to shop around could save you money and get you behind the wheel faster.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rates. Just set your ideal interest rate, and we’ll notify you as soon as offers dip below it. You’ll also receive expert insights, rate trends, and carefully selected loan deals on a weekly or monthly basis—helping Ponca City borrowers stay informed and ready to act when the best opportunities arise.

Customers are also interested in:

Best New Car Auto Loan Rates