Vehicle Loans in Troy, MT

If you’re shopping for a used car in Troy, MT, knowing the average monthly payment helps you plan smarter. Compare local loan offers to find flexible terms that fit your budget and get you driving sooner without surprises.

Troy drivers can benefit from low rates and quick approvals through trusted lenders who understand our community. Take a moment to explore your options—saving on your car loan means more freedom behind the wheel and peace of mind on the road.

NewUsed

Filters

Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
macu
4.99 - 5.24 %
5 - 6 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
hzcu
5.49 %
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Horizon has an Auto loan rate of 5.49% APR, which is unchanged from 7, 30, and 90 days ago. Their Other loan rate is 6.49% APR with no change over the past 7, 30, and 60 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Troy, MT

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Why compare Vehicle Loans in Troy, MT on LendMesh

If you’re in Troy, MT and curious about the average used car payment, remember that rates can vary widely. Keep exploring different lenders on LendMesh to uncover better deals and more affordable options tailored to your needs. Taking the time to compare can help you drive away with a loan that fits your budget comfortably.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and you’ll receive notifications whenever offers fall below that mark. Plus, get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping Troy drivers like you make smart, timely decisions.

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