Vehicle Loans in Sioux Falls, SD

Looking for an auto loan in Sioux Falls, SD? Compare offers from local credit unions and lenders to find rates that fit your budget and get you behind the wheel faster. It’s simple to see who offers the best terms near you.

Whether you’re buying new or used, or refinancing your current ride, local Sioux Falls lenders provide friendly service and competitive rates. Take a few minutes to compare and make your next vehicle purchase smooth and affordable.

NewUsed

Filters

Lender
APR
Term
Link
Info
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Sioux Falls, SD

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Minnehaha County, SD

✅BLUESTONE FEDERAL CREDIT UNION
✅VOYAGE FEDERAL CREDIT UNION
✅BLACK HILLS FEDERAL CREDIT UNION
✅LEVO FEDERAL CREDIT UNION
✅SERVICE FIRST FEDERAL CREDIT UNION

Compare other loan types in Sioux Falls, SD

Why compare Vehicle Loans in Sioux Falls, SD on LendMesh

If you’re exploring auto loan services in Sioux Falls, SD, it pays to keep comparing lenders on LendMesh. Checking multiple offers helps you uncover better deals and potentially lower rates, giving you more control over your car purchase. Take your time to find the loan that fits your budget and goals without any pressure—LendMesh is here to make that process smooth and transparent.

Consider subscribing to LendMesh for personalized loan alerts tailored to Sioux Falls borrowers like you. Simply set your ideal interest rate, and we’ll notify you as soon as offers fall below that number. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, straight to your inbox. Join thousands of smart car buyers who use LendMesh to stay informed and seize the best opportunities.

Customers are also interested in:

Auto Loan Services