Vehicle Loans in Cedar Rapids, IA

Ready to finance your next car in Cedar Rapids, IA? Compare local loan offers quickly to find flexible terms and rates that fit your budget. Whether it’s new or used, we make the process simple and stress-free.

Start driving your dream vehicle sooner with trusted lenders who know Cedar Rapids. See your options side-by-side and choose the loan that works best for you—fast approvals and friendly service included.

NewUsed

Filters

Lender
APR
Term
Link
Info
c1stcreditunion
4.59 - 4.79 %
4 - 5.5 Yrs
deereemployeescu
4.59 %
5 - 6 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Community 1St has auto loan rates ranging from 4.59% to 6.19% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 7.19% and 7.69% APR, showing no change from 7 and 30 days ago but down from 60 days ago. Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

🏦 Local Lenders in Cedar Rapids, IA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Linn County, IA

Compare other loan types in Cedar Rapids, IA

Why compare Vehicle Loans in Cedar Rapids, IA on LendMesh

If you’re financing an auto purchase in Cedar Rapids, IA, it pays to explore your options. Keep comparing lenders on LendMesh to uncover better deals and more affordable rates tailored to your needs. Taking the time to shop around helps you save money and find the best loan terms, so you can drive away feeling confident and in control.

Stay ahead of loan rate changes by subscribing to LendMesh’s alerts. Simply set your preferred interest rate, and we’ll notify you when offers in Cedar Rapids dip below your target. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly—making it easier to spot smart opportunities without the hassle. Join thousands of local borrowers who trust LendMesh to keep them informed and ready to act.

Customers are also interested in:

Finance Auto Now