Vehicle Loans in Waterloo, IA

Looking for the average car loan interest in Waterloo, IA? Comparing offers from local credit unions and banks can help you find the best rate and flexible terms that fit your budget. It’s easier than you think to save on your next vehicle loan.

Waterloo drivers enjoy trusted service and competitive rates from community lenders who understand your needs. Take a few minutes to compare loan options and get closer to driving away in the car you want with confidence and peace of mind.

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Lender
APR
Term
Link
Info
c1stcreditunion
4.59 - 4.79 %
4 - 5.5 Yrs
deereemployeescu
4.59 %
5 - 6 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
cccu
4.84 - 5.94 %
3 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Community 1St has auto loan rates ranging from 4.59% to 6.19% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 7.19% and 7.69% APR, showing no change from 7 and 30 days ago but down from 60 days ago. Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

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Why compare Vehicle Loans in Waterloo, IA on LendMesh

If you’re searching for the average car loan interest in Waterloo, IA, it’s worth taking the time to compare multiple lenders through LendMesh. Exploring your options can uncover better deals and lower rates tailored to your budget. With a little research, you can find a loan that fits your needs without any pressure, helping you drive away with confidence.

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