Vehicle Loans in Harbor Springs, MI

Searching for the best used car loan rates in Harbor Springs, MI? Compare offers from local lenders to find low rates and flexible terms that fit your budget. Getting your next vehicle is easier when you know you’re getting a great deal.

Harbor Springs drivers trust local credit unions and banks for quick approvals and friendly service. Take a moment to explore your options and drive away with confidence, knowing you secured a loan designed for your needs and community.

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Lender
APR
Term
Link
Info
americafirst
4.99 - 7.74 %
5 - 8 Yrs
honorcu
4.99 - 7.69 %
0.1 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
msufcu
4.99 - 6.04 %
3.1 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
lafcu
4.99 %
tlccu
5.24 %
7 Yrs
umcu
5.24 - 16.34 %
3.1 - 7 Yrs
wingsfinancial
5.24 - 5.99 %
3 - 7 Yrs
frankenmuthcu
5.26 - 7.82 %
5.2 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Honor's auto loans with APRs ranging from 4.99% to 7.69% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.24% and 9.69% , which have also stayed the same over the past 7 and 30 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Michigan State University has auto loan rates ranging from 4.99% to 6.04% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are also 4.99% to 6.04% APR today, down from last week but unchanged from 30 days ago. Recreational loan rates range from 7.44% to 7.74% APR and have stayed the same over the past 7 and 30 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Lafcu's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a 6.79% APR, which is steady from a week ago. Recreational loans range from 7.29% to 8.49% APR and have also seen no change in the past week. Tlc Community has an auto loan with an APR of 5.24% . This rate has not changed in the past 7, 30, 60, or 90 days. University Of Michigan's auto loan rates range from 5.24% to 16.34% APR with no change in the past 90 days. Motorcycle loans have rates between 7.24% and 16.74% APR, also showing no change in the last 60 days. Recreational vehicle loans range from 7.5% to 20.75% APR and have stayed the same over the past 60 days.

Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago. Frankenmuth's auto loans with APRs ranging from 5.26% to 7.82% , which is up from 7 days and 30 days ago. Recreational loans have a fixed APR of 7.07% , showing no change from 7 days ago.

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