Vehicle Loans in Lake City, MI

Looking for a vehicle mortgage in Lake City, MI? Compare local loan offers easily to find flexible terms that fit your budget. Whether it’s a used car or a refinance, you’ll get competitive rates from trusted lenders right here in your community.

Start your journey to a new ride with confidence. Local credit unions and banks understand Lake City’s needs and offer quick approvals plus personalized service, making your car loan process smooth and stress-free. Save time and money by comparing offers today.

NewUsed

Filters

Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
lafcu
4.99 %
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
msufcu
4.99 - 6.04 %
3.1 - 7 Yrs
creditunion1
4.99 - 14.74 %
3 - 5 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
cuone
4.99 - 7.32 %
5 - 7.5 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
honorcu
4.99 - 7.69 %
0.1 - 8 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Lafcu's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a 6.79% APR, which is steady from a week ago. Recreational loans range from 7.29% to 8.49% APR and have also seen no change in the past week.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Michigan State University has auto loan rates ranging from 4.99% to 6.04% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are also 4.99% to 6.04% APR today, down from last week but unchanged from 30 days ago. Recreational loan rates range from 7.44% to 7.74% APR and have stayed the same over the past 7 and 30 days.

Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago. Credit Union One's auto loans with APRs ranging from 4.99% to 7.99% , showing no change from 7, 30, or 90 days ago. Motorcycle loans have rates between 6.99% and 7.24% , which have also stayed the same over the past 7 and 30 days. Recreational loans range from 6.99% to 7.99% with no changes in the last 7, 30, 60, or 90 days.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Honor's auto loans with APRs ranging from 4.99% to 7.69% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.24% and 9.69% , which have also stayed the same over the past 7 and 30 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Lake City, MI

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Missaukee County, MI

Compare other loan types in Lake City, MI

Why compare Vehicle Loans in Lake City, MI on LendMesh

If you’re searching for a vehicle mortgage in Lake City, MI, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Exploring your choices allows you to find the loan that fits your needs and budget, so you can confidently drive away with the best possible rate. Keep comparing to make the most informed decision for your next vehicle purchase.

Stay ahead of rate changes and loan offers by subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you as soon as deals in Lake City, MI drop below that level. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and curated loan options directly in your inbox—helping you find the right vehicle mortgage at the right time.