Vehicle Loans in Ludington, MI

Looking for used vehicle financing in Ludington, MI? Compare loan offers from local lenders who know our community and offer friendly service tailored to your needs. Finding the right loan is easier when you have trusted options at your fingertips.

Save time and money by exploring flexible loan terms from Ludington’s top credit unions and banks. Whether you’re buying your first car or upgrading, get fast approvals and competitive rates designed to help you drive away with confidence.

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Lender
APR
Term
Link
Info
tlccu
5.24 %
7 Yrs
umcu
5.24 - 16.34 %
3.1 - 7 Yrs
frankenmuthcu
5.29 - 7.82 %
3.2 - 6 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
wingsfinancial
5.49 - 6.99 %
3 - 7 Yrs
directionscu
5.49 %
7 Yrs
genisyscu
5.49 - 7.99 %
5.1 - 7 Yrs
cfcu
5.54 - 10.24 %
4 - 5 Yrs
notredamefcu
5.558 %
5 Yrs
communitychoicecu
5.74 - 5.99 %
4.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tlc Community has an auto loan with an APR of 5.24% . This rate has not changed in the past 7, 30, 60, or 90 days. University Of Michigan's auto loan rates range from 5.24% to 16.34% APR with no change in the past 90 days. Motorcycle loans have rates between 7.24% and 16.74% APR, also showing no change in the last 60 days. Recreational vehicle loans range from 7.5% to 20.75% APR and have stayed the same over the past 60 days. Frankenmuth's auto loans with APRs ranging from 5.26% to 7.82% , which is up from 7 days and 30 days ago. Recreational loans have a fixed APR of 7.07% , showing no change from 7 days ago.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago.

Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days. Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Community Financial's auto loan rates range from 4.74% to 10.24% APR today, with no change from 7 days ago but higher than 30 days ago. Recreational loan rates are between 7.24% and 10.24% APR and have stayed the same over the past 7 and 30 days.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Community Choice has auto loan rates ranging from 5.74% to 5.99% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans have rates between 8.49% and 9.24% APR with no change from a week ago. Recreational loan rates stay steady at 7.49% to 7.99% APR compared to 7 days prior.

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