Welcome to safe-harbor, where we have proudly served our community since 1952. With a commitment to financial empowerment and a member-first approach, our mission is to provide exceptional service to all our members, including military personnel and their families. Under the leadership of CEO Adam Johnson and Board President David Kasley, we have established ourselves as a trusted financial institution located in the heart of Ludington, MI. We are dedicated to fostering a strong sense of community while ensuring that our members have access to modern banking tools that fit their busy lifestyles.

At safe-harbor, your security is our priority. We are proud to be insured by the NCUA since 7/8/1974 0:00, providing you with peace of mind as you manage your finances. Our robust online banking services, mobile application, and convenient person-to-person transfers make banking accessible anytime, anywhere. Additionally, we offer e-statements for easier record-keeping and electronic signature authorization for a seamless experience. For any inquiries, feel free to reach out via fax at (231) 845-7654 or visit us online at https://www.safeharborcu.org/ . Join us today and experience banking that truly puts you first!

At Safe Harbor Credit Union, we understand that managing your finances can be a daunting task, which is why we offer a comprehensive suite of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, our offerings are tailored to help you navigate life's financial milestones. Additionally, our business banking services provide essential tools such as merchant services and business loans, enabling small businesses to thrive in today’s competitive landscape. Our commitment extends beyond traditional banking; we also offer credit cards with rewards that enhance your purchasing power while making everyday expenses more manageable.

In today’s fast-paced world, convenience is key, and that's why Safe Harbor Credit Union provides robust digital access through online banking and a user-friendly mobile application. Members can effortlessly manage their accounts, transfer money between friends with our person-to-person transfer feature, and enjoy the advantages of e-statements and e-signatures for quicker transactions. Whether you're planning for a major life event or simply keeping track of day-to-day expenses, our financial tools are designed to empower you at every step. If you're interested in becoming a member or learning about eligibility requirements, please visit https://www.safeharborcu.org/about-us/become-a-member.html . For those considering financing options, explore competitive rates through our loan comparison tool at https://www.lendmesh.com/loans/vehicle_loans . Should you have any questions or require personalized assistance, feel free to reach out via fax at (231) 845-7654—our dedicated team is here to support you on your financial journey.

At Safe Harbor, we pride ourselves on being a trusted financial partner dedicated to serving our community since 1952. With a robust Total Membership of 8,745, we have built lasting relationships that reflect our commitment to personalized service and member satisfaction. Our Total Assets stand at an impressive 162,164,691, showcasing our stability and reliability as a financial institution.

In terms of fiscal health, our Net Worth of 14,769,033 demonstrates our strong capital position, while a consistent Net Income of 1,384,709 highlights our ability to sustain growth and invest back into the services that matter most to you. The trust placed in us is further evidenced by our Total Deposits amounting to 9,252,768, which speaks volumes about the confidence our members have in our financial stewardship.

We also facilitate diverse financial solutions with a Total Loans and Leases portfolio of 5,561, ensuring that we meet the varied needs of our members whether it's for personal loans, auto financing, or commercial lending. With a dedicated team of 37 employees working tirelessly to serve you, we maintain a high Net Worth Ratio of 911, reinforcing our promise to manage your finances with utmost care and transparency.

Our Credit Card Loan Volume reaches 1,215, complemented by an Auto Loan Volume of 3,048 and a comprehensive offering of Commercial Loans totaling 77. This diverse array not only reflects our commitment to providing tailored financial solutions but also underscores the trust that has been placed in us by our community.

At Safe Harbor, we are more than just numbers; we are a part of your journey toward financial well-being. We invite you to explore how we can support your aspirations and help you achieve your goals with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.