Vehicle Loans in Ludington, MI

Looking for used vehicle financing in Ludington, MI? Compare loan offers from local lenders who know our community and offer friendly service tailored to your needs. Finding the right loan is easier when you have trusted options at your fingertips.

Save time and money by exploring flexible loan terms from Ludington’s top credit unions and banks. Whether you’re buying your first car or upgrading, get fast approvals and competitive rates designed to help you drive away with confidence.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
vibecreditunion
4.74 - 12.49 %
0.1 - 10 Yrs
mfcu
4.74 %
7 Yrs
zealcu
4.74 - 7.99 %
5.1 - 10 Yrs
christianfinancialcu
4.74 %
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
dortonline
4.79 - 5.79 %
3 - 6 Yrs
eastrise
4.85 - 6.1 %
2 - 7 Yrs
pfcu4me
4.94 %
adviacu
4.99 %
3.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Vibe's auto loans with APRs ranging from 4.74% to 12.49% , and motorcycle loans with rates between 6.99% and 9.74% . These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 6.74% to 8.24% .

Members First has an auto loan rate of 4.74% APR with no change in the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 6.49% APR, also showing no change over the same periods. Zeal's auto loan rates range from 4.74% to 7.99% APR, with no change from 7, 30, or 60 days ago. Recreational loan rates are between 5.99% and 7.49% APR and have also stayed the same over the past 7, 30, and 60 days. Christian Financial has an Auto loan rate of 4.74% APR, which has not changed in the past 7, 30, 60, or 90 days. Their Other and Recreational loan rates are both 4.99% APR and have also stayed the same over the last 7, 30, and 60 days.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Dort Financial has auto loan rates ranging from 4.79% to 5.79% APR with no change over the past 7, 30, or 60 days. Motorcycle loans are between 9.99% and 10.99% APR, also showing no change in the same periods. Recreational loan rates range from 6.99% to 10.99% APR and have remained steady as well.

Eastrise's vehicle loans with auto rates ranging from 4.85% to 6.1% APR and recreational vehicle rates from 5.5% to 7.7% APR. These rates have shown no change compared to 7 and 30 days ago. Both loan types provide steady terms without recent adjustments. Pfcu's auto loan rate is 4.94% APR today, with no change from 7 or 30 days ago but up from 60 days ago. Recreational loan rates are 6.84% APR, also unchanged from 7 and 30 days ago and up from 60 days ago.

Advia has an APR of 4.99% for both Auto and Recreational loans. Unchanged compared to 7, 30, and 60 days ago. The credit union's rates have remained steady over the past three months.

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