Vehicle Loans in Detroit, MI

Looking for the best car interest rates in Detroit, MI? Compare local loan offers quickly and easily to find a deal that fits your budget. Whether you’re buying new or used, knowing your options helps you save on your next vehicle.

Detroit drivers deserve loans that work as hard as they do. Find competitive rates from trusted lenders right here in Michigan’s Motor City, with fast approvals and friendly service designed to get you behind the wheel sooner.

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Lender
APR
Term
Link
Info
tlccu
5.24 %
7 Yrs
umcu
5.24 - 16.34 %
3.1 - 7 Yrs
frankenmuthcu
5.29 - 7.82 %
3.2 - 6 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
wingsfinancial
5.49 - 6.99 %
3 - 7 Yrs
directionscu
5.49 %
7 Yrs
genisyscu
5.49 - 7.99 %
5.1 - 7 Yrs
cfcu
5.54 - 10.24 %
4 - 5 Yrs
notredamefcu
5.558 %
5 Yrs
communitychoicecu
5.74 - 5.99 %
4.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Tlc Community has an auto loan with an APR of 5.24% . This rate has not changed in the past 7, 30, 60, or 90 days. University Of Michigan's auto loan rates range from 5.24% to 16.34% APR with no change in the past 90 days. Motorcycle loans have rates between 7.24% and 16.74% APR, also showing no change in the last 60 days. Recreational vehicle loans range from 7.5% to 20.75% APR and have stayed the same over the past 60 days. Frankenmuth's auto loans with APRs ranging from 5.26% to 7.82% , which is up from 7 days and 30 days ago. Recreational loans have a fixed APR of 7.07% , showing no change from 7 days ago.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Wings Financial's auto loans with APRs ranging from 5.24% to 6.99% , which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.49% and 7.99% , showing no change over the past 7 and 30 days. Recreational loans range from 5.74% to 7.24% , also with no change compared to 7 and 30 days ago.

Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days. The rate remains steady for borrowers looking for vehicle financing. Genisys's auto loans with APRs ranging from 3.79% to 7.99% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Community Financial's auto loans with APRs ranging from 4.74% to 10.24% , showing no change from 7 or 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , which are steady compared to 7 and 30 days ago and down from 90 days ago.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Community Choice has auto loan rates ranging from 5.74% to 5.99% APR, which are unchanged from 7 and 30 days ago. Motorcycle loans have rates between 8.49% and 9.24% APR with no change from a week ago. Recreational loan rates stay steady at 7.49% to 7.99% APR compared to 7 days prior.

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