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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-06
Credit Union Loan Rates - Trends & Analysis:
Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Digital has vehicle loan rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% APR.
University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.
Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago but are down from 60 and 90 days ago. Fortera's auto loan rates range from 4.74% to 11.24% APR, down from 7 and 30 days ago. Motorcycle loan rates are between 6.24% and 12.74% APR, also down compared to the past month. Both loan types show a decrease in rates over the last 7 and 30 days. Members Heritage has an auto loan rate of 5.49% APR today, which is up from 4.49% seven and thirty days ago. Their other loan program has a rate range of 7.24% to 7.49% APR, showing no change over the past 7 and 30 days.
Dupaco Community's auto loan rates range from 5.19% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR. Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% . L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago.