Vehicle Loans in Lexington, KY

Ready to find the best car loan rates in Lexington, KY? Compare offers from local lenders and credit unions to see competitive rates and terms tailored just for you. Whether you’re buying new or used, a smarter loan is just a few clicks away.

Buying a car should be exciting, not stressful. In Lexington, you can count on lenders who understand your needs and offer fast approvals with friendly service. Start comparing today and get behind the wheel with confidence and a loan that fits your budget.

NewUsed

Filters

Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
forteracu
4.99 - 11.24 %
7 Yrs
aboundcu
4.99 - 5.19 %
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
membersheritage
5.49 %
ccuky
5.74 - 7.24 %
0.1 - 7 Yrs
lnfcu
5.75 - 7 %
4.3 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. Abound's auto loan rates range from 4.99% to 5.19% APR today, with no change from 7 or 30 days ago. Motorcycle and recreational loans both have a 6.14% APR, which is steady compared to previous periods. Other loan rates are also at 6.14% APR and remain unchanged from 30 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Members Heritage has an auto loan rate of 5.49% APR today, which is up from 4.49% seven and thirty days ago. Their other loan program has a rate range of 7.24% to 7.49% APR, showing no change over the past 7 and 30 days.

Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% . L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago.

🏦 Local Lenders in Lexington, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Fayette County, KY

Compare other loan types in Lexington, KY

Why compare Vehicle Loans in Lexington, KY on LendMesh

If you’re exploring the average car loan in Lexington, KY, keep using LendMesh to compare rates from multiple lenders. By checking different offers, you can uncover better deals and potentially lower your monthly payments. Taking the time to shop around helps you find the financing that fits your budget, so you can drive away feeling confident and well-informed.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target interest rate. Whether you prefer weekly or monthly updates, you’ll receive expert insights, current rate trends, and hand-picked offers right in your inbox. Join thousands of Lexington borrowers who trust LendMesh to stay ahead of the market and never miss a chance to secure a great car loan.

Customers are also interested in:

Average Car Loan