Vehicle Loans in Louisville, KY

Looking for the best car loan rates in Louisville, KY? Compare offers from trusted local lenders today to find low interest and flexible terms that fit your budget. It’s simple to see which loan works best for you and get approved quickly.

Drive away with confidence knowing you’ve secured a great rate from a lender who understands Louisville’s community. Whether new or used, your next car loan can be affordable and hassle-free with options tailored just for you.

NewUsed

Filters

Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
forteracu
4.99 - 11.24 %
7 Yrs
aboundcu
4.99 - 5.19 %
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
membersheritage
5.49 %
ccuky
5.74 - 7.24 %
0.1 - 7 Yrs
lnfcu
5.75 - 7 %
4.3 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. Abound's auto loan rates range from 4.99% to 5.19% APR today, with no change from 7 or 30 days ago. Motorcycle and recreational loans both have a 6.14% APR, which is steady compared to previous periods. Other loan rates are also at 6.14% APR and remain unchanged from 30 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Members Heritage has an auto loan rate of 5.49% APR today, which is up from 4.49% seven and thirty days ago. Their other loan program has a rate range of 7.24% to 7.49% APR, showing no change over the past 7 and 30 days.

Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% . L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago.

🏦 Local Lenders in Louisville, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, KY

Compare other loan types in Louisville, KY

Why compare Vehicle Loans in Louisville, KY on LendMesh

If you’re searching for the best car loan rates today in Louisville, KY, it’s worth taking a moment to compare offers from multiple lenders on LendMesh. Exploring different options can help you uncover better deals and save money over the life of your loan. With a variety of trusted banks and credit unions all in one place, you can find the right fit without feeling rushed or overwhelmed.

To stay ahead of the curve, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and you’ll receive notifications as soon as new offers drop below that threshold. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and hand-picked loan deals delivered right to your inbox. Join thousands of Louisville borrowers who trust LendMesh to spot great opportunities early.

Customers are also interested in:

Best Car Loan Rates Today