Vehicle Loans in Louisville, KY

Looking for the best APR rates on car loans in Louisville, KY? Compare offers from trusted local lenders and credit unions to find low rates and flexible terms that fit your budget. It’s simple to shop around and make a smart choice for your next vehicle.

Whether you’re buying new or used, Louisville residents can enjoy fast approvals and personalized service. Start comparing today to save money and drive away with confidence, knowing you got a great deal tailored just for our community.

NewUsed

Filters

Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
forteracu
4.99 - 11.24 %
7 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
aboundcu
4.99 - 5.19 %
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
membersheritage
5.49 %
∞
ccuky
5.74 - 7.24 %
0.1 - 7 Yrs
∞
lnfcu
5.75 - 7 %
4.3 - 6.2 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Abound's auto loan rates range from 4.99% to 5.19% APR today, with no change from 7 or 30 days ago. Motorcycle and recreational loans both have a 6.14% APR, which is steady compared to previous periods. Other loan rates are also at 6.14% APR and remain unchanged from 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Members Heritage has an auto loan rate of 5.49% APR today, which is up from 4.49% seven and thirty days ago. Their other loan program has a rate range of 7.24% to 7.49% APR, showing no change over the past 7 and 30 days. Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% .

L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 60, and 90 days ago.

🏦 Local Lenders in Louisville, KY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jefferson County, KY

✅ADVANZ FEDERAL CREDIT UNION
✅MSD FEDERAL CREDIT UNION
✅PARK FEDERAL CREDIT UNION
✅LOUISVILLE GAS AND ELECTRIC COMPANY CREDIT UNION
✅LOUISVILLE FEDERAL CREDIT UNION
✅TRANSCEND CREDIT UNION
✅L N CREDIT UNION
✅KEMBA LOUISVILLE CREDIT UNION
✅CLASS ACT FEDERAL CREDIT UNION
✅BROWNFORMAN EMPLOYEES CREDIT UNION
✅LIBERTY FEDERAL CREDIT UNION
✅COMMONWEALTH 24970 CREDIT UNION
✅YOUNG COMMUNITY FEDERAL CREDIT UNION
✅BEACON COMMUNITY CREDIT UNION
✅K I T FEDERAL CREDIT UNION
✅RURAL COOPERATIVES CREDIT UNION
✅AUTOTRUCK FINANCIAL CREDIT UNION
✅ONE VISION FEDERAL CREDIT UNION
✅ABOUND FEDERAL CREDIT UNION

Compare other loan types in Louisville, KY

Why compare Vehicle Loans in Louisville, KY on LendMesh

If you’re searching for the best APR rates for car loans in Louisville, KY, it’s worth taking the time to compare multiple lenders on LendMesh. Exploring different offers can help you uncover better deals and potentially save hundreds over the life of your loan. No need to rush—just browse at your own pace and find the loan that fits your budget and goals.

To stay informed without the hassle, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 5% or 4%—and receive notifications the moment new offers fall below that threshold. You’ll also get weekly or monthly updates with expert insights, market trends, and curated loan deals, helping Louisville borrowers stay ahead and never miss out on great opportunities.

Customers are also interested in:

Best Apr Rates For Car Loans