Vehicle Loans in Franklin, TN

Searching for the average used car payment in Franklin, TN? Comparing local loan offers helps you find the best rates and terms that fit your budget. It’s a simple step toward driving away with a great deal on your next vehicle.

Local credit unions and banks in Franklin offer competitive rates and fast approvals, making it easier to secure a loan you can trust. Start comparing today to see how affordable your used car payment can be without the hassle.

NewUsed

Filters

Lender
APR
Term
Link
Info
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
ascend
4.99 - 18 %
5.1 - 12 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
tvacreditunion
4.99 - 5.74 %
2 - 8 Yrs
forteracu
4.99 - 9.99 %
7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
listerhill
5.74 - 7.74 %
3 - 8 Yrs
ornlfcu
5.89 %
y12fcu
5.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Ascend's auto loan rates range from 4.99% to 18% APR today. The rates are unchanged from 7 and 30 days ago but are up compared to 30 and 90 days ago, and down from 60 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Knoxville Tva Employees has vehicle loan rates ranging from 4.99% to 6.24% APR for both auto and recreational loans. These rates show no change from 7 and 30 days ago, while the auto loan rates are down compared to 90 days ago.

Fortera's auto loans with APRs ranging from 4.99% to 11.24% and motorcycle loans from 6.49% to 12.74% . Unchanged over the past 7 or 30 days. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Listerhill's auto loans with rates ranging from 5.74% to 8.25% APR today. These rates are unchanged from 7 and 30 days ago and have gone down compared to 30, 60, and 90 days ago. Ornl's auto loans with an APR of 5.89% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have a rate of 8.29% , also showing no change from a week ago. Y–12's auto loan rates range from 5.99% to 6.99% APR today, with no change from 7, 30, or 60 days ago. Rates are down compared to 90 days ago, when they ranged from 6.24% to 7.24% .

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If you’re in Franklin, TN and curious about the average used car payment, keep exploring your options on LendMesh. Comparing multiple lenders ensures you find the best possible rates and terms tailored to your needs. Taking a little extra time to shop around can lead to significant savings and a smoother car-buying experience.

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