Vehicle Loans in Saint Petersburg, FL

Looking for an average car loan in St. Petersburg, FL? Compare local loan offers from trusted lenders to find the best rates and terms for your new or used vehicle. It’s quick, simple, and helps you save money on your next ride.

St. Petersburg residents enjoy competitive loan rates paired with friendly, fast service. By choosing a local lender, you support your community while driving off with confidence—making your car loan experience smooth and stress-free.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
jfcu
4.69 - 7.89 %
3 - 8 Yrs
gtefinancial
4.74 %
gogulfwinds
4.74 - 17.09 %
3 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
achievacu
4.75 %
3 Yrs
dortonline
4.79 - 5.79 %
3 - 6 Yrs
growfinancial
4.9 - 18 %
vystarcu
4.94 - 5.99 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Gte's auto loans with rates ranging from 4.74% to 5.24% APR, which have not changed in the past 90 days. Their other and recreational loan rates are both steady at 7.74% APR over the last 30 days.

Gulf Winds's auto loans with rates ranging from 4.74% to 17.09% APR, which have not changed in the past 7 or 30 days. Recreational loans range from 6.49% to 17.99% APR and have also stayed the same over the last 7 and 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Achieva Credit Union has an auto loan rate of 4.75% APR, which has stayed the same over the past 7, 30, 60, and 90 days. Motorcycle loans are at 6.75% APR with no change in the last 90 days. Recreational loans range from 5.75% to 8.75% APR and have also remained steady over the past 60 days. Dort Financial has auto loan rates ranging from 4.79% to 5.79% APR with no change over the past 7, 30, or 60 days. Motorcycle loans are between 9.99% and 10.99% APR, also showing no change in the same periods. Recreational loan rates range from 6.99% to 10.99% APR and have remained steady as well.

Grow Financial's auto loan rates range from 4.9% to 18% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% APR with no change in the past 7 or 30 days. Recreational loan rates range from 5% to 9.75% APR and have also stayed the same over the last month. Vystar's auto loans with APRs ranging from 4.94% to 6.49% and motorcycle loans from 5.19% to 6.74% . These rates show no change from 7 or 30 days ago. Recreational loan rates start at 6.64% and go up to 8.84% .

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