Vehicle Loans in Miami, FL

If you’re in Virginia Gardens, FL and hunting for the best used auto loan rates, you’re in the right place. Compare offers from local lenders who know our community and offer low rates tailored to your budget.

We make finding the perfect vehicle loan simple and fast. Whether you’re buying your first car or upgrading, explore competitive rates and quick approvals designed to get you on the road with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
edfed
5.09 %
∞
dupaco
5.19 - 5.59 %
4 - 7 Yrs
∞
wingsfinancial
5.24 - 5.99 %
3 - 7 Yrs
∞
mccoyfcu
5.4 %
7 Yrs
∞
sccu
5.49 - 6.74 %
4 - 7 Yrs
∞
dortonline
5.49 - 6.49 %
3 - 6 Yrs
∞
midflorida
5.64 %
6 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
firstflorida
6.75 %
6 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Educational's auto loans with APRs ranging from 5.09% to 5.34% , which is down from 7 and 30 days ago. Motorcycle loans have a fixed APR of 6.15% , and recreational loans range from 6.14% to 8.39% . Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. Wings Financial's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago but up from 60 and 90 days ago. Motorcycle loans are between 6.49% and 7.99% APR, showing no change over the past 7, 30, 60, or 90 days. Recreational loan rates run from 5.74% to 7.24% APR and have stayed steady compared to 7, 30, and 60 days ago.

Mccoy's auto loan rates range from 5.4% to 5.65% APR, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are between 6.25% and 6.5% APR, showing no change from a week ago. Recreational loan rates range from 7.25% to 8.25% APR and have also stayed the same over the past 7 days. Space Coast has auto loan rates ranging from 5.49% to 6.74% APR and motorcycle loans from 5.74% to 10.5% APR. Both rates show no change compared to 60 and 90 days ago. Recreational loan rates range from 5.74% to 6.24% APR and are also unchanged from 60 days ago.

Dort Financial has auto loan rates ranging from 5.49% to 6.49% APR, which are up from both 7 and 30 days ago. Motorcycle loan rates remain steady at 9.99% to 10.99% APR. Recreational loan rates also show no change, staying between 6.99% and 10.99% APR. Midflorida's auto loan rates range from 5.64% to 7.14% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 8.7% and 9.71% APR and have stayed the same over the past 7 and 30 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. First Florida has an auto loan rate of 6.75% APR today, which is up from 7 days ago. Motorcycle loans are at 7.25% APR and have stayed the same over the past week. Recreational loan rates remain steady at 8.75% APR with no changes in the last 30 days.

🏦 Local Lenders in Miami, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Miami-Dade County, FL

✅DADE COUNTY FEDERAL CREDIT UNION
✅SPACE COAST CREDIT UNION
✅MIAMI POSTAL SERVICE CREDIT UNION
✅HIALEAH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅EDUCATIONAL FEDERAL CREDIT UNION
✅POWER FINANCIAL CREDIT UNION
✅BAPTIST HEALTH SOUTH FLORIDA FEDERAL CREDIT UNION
✅JETSTREAM FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅ELECTRICIANS LOCAL 349 CREDIT UNION
✅GUARDIANS CREDIT UNION
✅UNIVERSITY 67348 CREDIT UNION
✅MIAMI FIREFIGHTERS FEDERAL CREDIT UNION
✅PEOPLES ALLIANCE CREDIT UNION
✅NAVY FEDERAL CREDIT UNION
✅JUSTICE FEDERAL CREDIT UNION
✅MIAMI FEDERAL CREDIT UNION
✅SUN 67332 CREDIT UNION
✅WE FLORIDA FINANCIAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅COMPASS FINANCIAL FEDERAL CREDIT UNION
✅SHAWROSS EMPLOYEES CREDIT UNION
✅CONNECT CREDIT UNION CREDIT UNION
✅TROPICAL FINANCIAL CREDIT UNION
✅BAXTER CREDIT UNION

Compare other loan types in Miami, FL

Why compare Vehicle Loans in Miami, FL on LendMesh

If you’re searching for the best used auto loan rates in Virginia Gardens, FL, taking the time to compare multiple lenders can help you uncover better deals and save money. LendMesh offers a simple way to explore options from trusted banks and credit unions, so you can find the loan that fits your needs without feeling rushed or pressured.

Consider subscribing to LendMesh’s personalized alerts to stay informed on the latest loan offers tailored to your target rate. Whether you prefer weekly or monthly updates, you’ll receive expert insights, rate trends, and hand-picked loan deals right in your inbox. Join other Virginia Gardens borrowers who use LendMesh to stay ahead and secure the most affordable auto financing.

Customers are also interested in:

Best Used Auto Loan Rates