Vehicle Loans in Melbourne, FL

Ready to buy a new car in Melbourne, FL? Compare local loan offers quickly to find the best rates and terms that fit your budget. It’s a simple way to save money and get behind the wheel faster.

Melbourne drivers trust nearby lenders for friendly service and fast approvals. Take a moment to explore your options and enjoy a smooth financing experience that supports our community’s values.

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Lender
APR
Term
Link
Info
dupaco
4.99 - 5.39 %
4 - 7 Yrs
penair
4.99 - 17.49 %
4 - 7 Yrs
eglinfcu
4.99 - 5.74 %
5.5 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
allincu
4.99 - 6.99 %
3 - 7.5 Yrs
ccuflorida
4.99 - 6.49 %
7 Yrs
ufcu
4.99 - 17.9 %
0.1 - 6.2 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
launchcu
4.99 %
7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Pen Air's auto loan rates range from 4.99% to 17.49% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Recreational loan rates are between 5.99% and 6.49% APR, staying steady over the past 7, 30, and 60 days but down compared to 90 days ago.

Eglin's auto loan rates range from 4.99% to 5.74% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days.

Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago. University's auto loans with APRs ranging from 4.99% to 17.9% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 8.55% and 17.9% , also with no change over the past 7, 30, or 60 days.

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Launch Credit Union's auto and motorcycle loans with APRs ranging from 4.99% to 7.49% . Unchanged in the past 7 or 30 days. Both loan types maintain steady rates over the recent period. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

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