Vehicle Loans in Palm Bay, FL

Looking for cheap auto loans in Palm Bay, FL? Compare rates from trusted local lenders and find the best deal that fits your budget. Whether it’s a new or used vehicle, we make it simple to get fast approval and save on your next ride.

Palm Bay drivers deserve easy access to affordable vehicle financing. Start your loan search here to explore competitive offers tailored to our community. With clear options and friendly support, you’ll be behind the wheel sooner without breaking the bank.

NewUsed

Filters

Lender
APR
Term
Link
Info
allincu
4.99 - 9.24 %
3 - 7.5 Yrs
eglinfcu
4.99 - 5.74 %
5.5 - 7 Yrs
usfcu
4.99 - 7.74 %
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
creditunion1
4.99 - 14.74 %
3 - 5 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
ufcu
4.99 - 17.9 %
0.1 - 6.2 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days. Eglin's auto loan rates range from 4.99% to 5.74% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 90 days ago. Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Credit Union 1's auto loans with rates ranging from 3.99% to 14.74% APR today. These rates are down from 7 and 30 days ago and have also decreased compared to 60 and 90 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

University's auto loans with APRs ranging from 4.99% to 17.9% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 8.55% and 17.9% , also with no change over the past 7, 30, or 60 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

🏦 Local Lenders in Palm Bay, FL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Brevard County, FL

Compare other loan types in Palm Bay, FL

Why compare Vehicle Loans in Palm Bay, FL on LendMesh

If you’re searching for cheap auto loans in Palm Bay, FL, it pays to keep comparing lenders on LendMesh. Our platform helps you explore a variety of trusted banks and credit unions, so you can find deals that fit your budget and drive away with confidence. Taking a few extra moments to compare can uncover better rates and save you money over the life of your loan.

Stay one step ahead by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that mark. You’ll receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan options, all tailored for Palm Bay borrowers. Join thousands who trust LendMesh to make smarter, more informed auto loan decisions.

Customers are also interested in:

Cheap Auto Loans