Vehicle Loans in Palm Bay, FL

Looking for cheap auto loans in Palm Bay, FL? Compare rates from trusted local lenders and find the best deal that fits your budget. Whether it’s a new or used vehicle, we make it simple to get fast approval and save on your next ride.

Palm Bay drivers deserve easy access to affordable vehicle financing. Start your loan search here to explore competitive offers tailored to our community. With clear options and friendly support, you’ll be behind the wheel sooner without breaking the bank.

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Lender
APR
Term
Link
Info
dupaco
4.99 - 5.39 %
4 - 7 Yrs
penair
4.99 - 17.49 %
4 - 7 Yrs
eglinfcu
4.99 - 5.74 %
5.5 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
allincu
4.99 - 6.99 %
3 - 7.5 Yrs
ccuflorida
4.99 - 6.49 %
7 Yrs
ufcu
4.99 - 17.9 %
0.1 - 6.2 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
launchcu
4.99 %
7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Pen Air's auto loan rates range from 4.99% to 17.49% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Recreational loan rates are between 5.99% and 6.49% APR, staying steady over the past 7, 30, and 60 days but down compared to 90 days ago.

Eglin's auto loan rates range from 4.99% to 5.74% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days.

Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago. University's auto loans with APRs ranging from 4.99% to 17.9% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 8.55% and 17.9% , also with no change over the past 7, 30, or 60 days.

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Launch Credit Union's auto and motorcycle loans with APRs ranging from 4.99% to 7.49% . Unchanged in the past 7 or 30 days. Both loan types maintain steady rates over the recent period. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

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Why compare Vehicle Loans in Palm Bay, FL on LendMesh

If you’re searching for cheap auto loans in Palm Bay, FL, it pays to keep comparing lenders on LendMesh. Our platform helps you explore a variety of trusted banks and credit unions, so you can find deals that fit your budget and drive away with confidence. Taking a few extra moments to compare can uncover better rates and save you money over the life of your loan.

Stay one step ahead by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that mark. You’ll receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan options, all tailored for Palm Bay borrowers. Join thousands who trust LendMesh to make smarter, more informed auto loan decisions.

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