Vehicle Loans in Palm Bay, FL

Looking for cheap auto loans in Palm Bay, FL? Compare rates from trusted local lenders and find the best deal that fits your budget. Whether it’s a new or used vehicle, we make it simple to get fast approval and save on your next ride.

Palm Bay drivers deserve easy access to affordable vehicle financing. Start your loan search here to explore competitive offers tailored to our community. With clear options and friendly support, you’ll be behind the wheel sooner without breaking the bank.

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Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
jfcu
4.69 - 7.89 %
3 - 8 Yrs
gogulfwinds
4.74 - 17.09 %
3 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
gtefinancial
4.74 %
achievacu
4.75 %
3 Yrs
dortonline
4.79 - 5.79 %
3 - 6 Yrs
growfinancial
4.9 - 18 %
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
usfcu
4.99 - 7.74 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Gulf Winds's auto loans with rates ranging from 4.74% to 17.09% APR, which have not changed in the past 7 or 30 days. Recreational loans range from 6.49% to 17.99% APR and have also stayed the same over the last 7 and 30 days. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Gte's auto loans with rates ranging from 4.74% to 5.24% APR, which have not changed in the past 90 days. Their other and recreational loan rates are both steady at 7.74% APR over the last 30 days. Achieva Credit Union has an auto loan rate of 4.75% APR today, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 6.75% APR, also unchanged in the same periods. Recreational loans range from 5.75% to 8.75% APR and have stayed steady for the last 60 days.

Dort Financial has auto loan rates ranging from 4.79% to 5.79% APR with no change over the past 7, 30, or 60 days. Motorcycle loans are between 9.99% and 10.99% APR, also showing no change in the same periods. Recreational loan rates range from 6.99% to 10.99% APR and have remained steady as well. Grow Financial's auto loan rates range from 4.9% to 18% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.75% and 10.5% APR with no change in the past 7 or 30 days. Recreational loan rates range from 5% to 9.75% APR and have also stayed the same over the last month.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing.

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Why compare Vehicle Loans in Palm Bay, FL on LendMesh

If you’re searching for cheap auto loans in Palm Bay, FL, it pays to keep comparing lenders on LendMesh. Our platform helps you explore a variety of trusted banks and credit unions, so you can find deals that fit your budget and drive away with confidence. Taking a few extra moments to compare can uncover better rates and save you money over the life of your loan.

Stay one step ahead by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers fall below that mark. You’ll receive weekly or monthly updates with expert insights, rate trends, and carefully selected loan options, all tailored for Palm Bay borrowers. Join thousands who trust LendMesh to make smarter, more informed auto loan decisions.

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