Vehicle Loans in Jacksonville, FL

If you’re searching for the average used car loan interest rate in Jacksonville, FL, you’re in the right place. Comparing local loan offers helps you find the best rates and terms, so you can drive away with confidence without paying more than you should.

Jacksonville drivers trust community credit unions for their low rates and friendly service. By exploring multiple offers, you’ll discover flexible options tailored to your budget, making it easier to afford the car you want while keeping your finances on track.

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Filters

Lender
APR
Term
Link
Info
allincu
4.99 - 9.24 %
3 - 7.5 Yrs
eglinfcu
4.99 - 5.74 %
5.5 - 7 Yrs
usfcu
4.99 - 7.74 %
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
creditunion1
4.99 - 14.74 %
3 - 5 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
ufcu
4.99 - 17.9 %
0.1 - 6.2 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-31

Credit Union Loan Rates - Trends & Analysis:

All In has auto loan rates ranging from 4.99% to 9.24% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 10.24% to 10.74% APR and recreational loans from 8.74% to 10.74% , both also showing no change in the last 7, 30, and 60 days. Eglin's auto loan rates range from 4.99% to 5.74% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 90 days ago. Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Credit Union 1's auto loans with rates ranging from 3.99% to 14.74% APR today. These rates are down from 7 and 30 days ago and have also decreased compared to 60 and 90 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

University's auto loans with APRs ranging from 4.99% to 17.9% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 8.55% and 17.9% , also with no change over the past 7, 30, or 60 days. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

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Why compare Vehicle Loans in Jacksonville, FL on LendMesh

If you’re searching for the average used car loan interest rate in Jacksonville, FL, keep exploring your options on LendMesh. Comparing lenders side-by-side helps you uncover better deals and potentially lower rates tailored to your needs. Taking a little extra time to shop around can make a big difference in your monthly payments and overall loan cost, so feel confident knowing you’re making an informed choice.

Consider subscribing to LendMesh’s alert service to stay ahead in Jacksonville’s loan market. Simply set your ideal interest rate, and we’ll notify you when offers fall below that target. Plus, you’ll receive regular updates with expert insights, the latest rate trends, and carefully selected loan deals—all delivered directly to your inbox. Join thousands of smart borrowers who trust LendMesh to find the best car financing opportunities.

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Average Used Car Loan Interest Rate