Auto Loans in Valdosta, GA 31601

Searching for the lowest bank auto loan rates in Valdosta, GA? You’re in the right place to compare competitive offers from local banks and credit unions that know our community and your needs. Find a deal that fits your budget and gets you behind the wheel faster.

We make it simple to explore flexible loan terms and fast approvals from trusted Valdosta lenders. Whether you’re buying new or used, compare rates side-by-side so you can confidently choose the best auto loan for your next vehicle.

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3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.25 %

3.1 - 7 Yrs

∞

4 - 15 %

7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.2 - 14.74 %

3 - 5 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Peach State's auto loan rates range from 3.99% to 5.25% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 4.99% and 6.25% APR, also showing no change from 7 days ago. Associated Credit Union has auto loan rates ranging from 4% to 16.25% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 6.5% to 9.5% APR, and recreational loans range from 6.5% to 10% APR; both have stayed the same compared to 7 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Credit Union 1's auto loans with APRs ranging from 4.2% to 14.74% today. The rates are down from 7 and 30 days ago, with no change in the upper range.

🏦 Local Lenders in Valdosta, GA

VALDOSTA TEACHERS FEDERAL CREDIT UNION — 102 E FORCE ST VALDOSTA GA 31601
GEORGIA POWER VALDOSTA FEDERAL CREDIT UNION — 1707 DOW ST VALDOSTA GA 31601
LOCOGA FEDERAL CREDIT UNION — 1592 NORMAN DR VALDOSTA GA 31601
LOCOGA FEDERAL CREDIT UNION — 1707 DOW ST VALDOSTA GA 31601
SOUTHERN PINE CREDIT UNION — 5495 CLYATTVILLE LAKE PARK RD VALDOSTA GA 31601
FIRST COMMERCE CREDIT UNION — 1830 NORMAN DR STE B VALDOSTA GA 31601

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lowndes County, GA

✅FIRST COMMERCE CREDIT UNION

✅SOUTHEASTERN CREDIT UNION

✅VALDOSTA TEACHERS FEDERAL CREDIT UNION

✅GEORGIA POWER VALDOSTA FEDERAL CREDIT UNION

✅LOCOGA FEDERAL CREDIT UNION

✅SOUTHERN PINE CREDIT UNION

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Why compare Vehicle Loans in Valdosta, GA on LendMesh

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