Vehicle Loans in Mechanicsville, VA

Looking for the best new car loan rates in Mechanicsville, VA? Compare offers from local lenders who know our community and offer flexible terms tailored to your needs. Getting a great deal on your next vehicle has never been easier.

Save time and money by exploring competitive rates from trusted credit unions and banks right here in Mechanicsville. Whether it’s your first car or an upgrade, you’ll find fast approvals and low fees to help you hit the road with confidence.

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Lender
APR
Term
Link
Info
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
andrewsfcu
4.6 - 6.6 %
3 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
nwfcu
4.89 - 8.09 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
dcu
4.99 - 10.74 %
3 - 10 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Andrews Federal Credit Union's auto loans with rates from 3.99% to 6.6% APR, which are unchanged from 7 and 30 days ago. Motorcycle loan rates range from 10.64% to 14.24% APR and have gone up since 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

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