Auto Loans in Philadelphia, PA 19129

Looking for low APR car deals in Philadelphia, PA? Compare loan offers from trusted local lenders to find the best rates and terms that fit your budget. It’s fast, simple, and designed to help you drive away with confidence.

Philadelphia drivers deserve easy access to affordable vehicle loans. By comparing multiple offers, you can save money and enjoy flexible payment options tailored to your needs. Start your journey to a new ride with friendly, community-focused support right here at home.

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4.44 - 5.59 %

2.1 - 7 Yrs

∞

4.49 - 8.49 %

3 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.69 - 11.64 %

0.1 - 8 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.89 - 5.45 %

6.1 - 7 Yrs

∞

4.94 - 6.62 %

3 - 8 Yrs

∞

4.99 %

∞

4.99 - 5.39 %

4 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Erie's auto loans with rates ranging from 4.44% to 6.35% APR, which have not changed in the past 7, 30, 60, or 90 days. Other loan rates range from 8.25% to 11.5% APR and have stayed the same over the last 7 and 90 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Diamond's auto loans with APRs ranging from 4.89% to 5.45% , and motorcycle loans from 5.99% to 6.99% . Rates for both programs have shown no change over the past 7 and 30 days. Recreational loan rates range from 10.49% to 11.79% and have also remained steady during this time.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Philadelphia, PA

AMERICAN HERITAGE FEDERAL CREDIT UNION — 2620 W HUNTING PARK AVE PHILADELPHIA PA 19129
AMERICAN HERITAGE FEDERAL CREDIT UNION — 2800 FOX STREET PHILADELPHIA PA 19129
PHILADELPHIA FEDERAL CREDIT UNION — 4300 RIDGE AVE PHILADELPHIA PA 19129

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION

✅S I PHILADELPHIA FEDERAL CREDIT UNION

✅FEDCHOICE FEDERAL CREDIT UNION

✅FRANKLIN MINT FEDERAL CREDIT UNION

✅PENN FEDERAL CREDIT UNION

✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION

✅AMERICAN HERITAGE FEDERAL CREDIT UNION

✅TRUMARK FINANCIAL CREDIT UNION

✅PHILADELPHIA FEDERAL CREDIT UNION

✅POLICE FIRE CREDIT UNION

✅SERVICE STATION DEALERS FEDERAL CREDIT UNION

✅SUN 7064 CREDIT UNION

✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION

✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION

✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION

✅DEMOCRACY FEDERAL CREDIT UNION

✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION

✅PINN MEMORIAL FEDERAL CREDIT UNION

✅NEW LIFE FEDERAL CREDIT UNION

✅TRANSIT WORKERS FEDERAL CREDIT UNION

✅FREEDOM 60275 CREDIT UNION

✅EVERENCE FEDERAL CREDIT UNION

✅MABC CREDIT UNION

✅RELIANCE 4120 CREDIT UNION

✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION

✅NORTHWOOD FEDERAL CREDIT UNION

✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION

✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION

✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION

✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION

✅EAGLE ONE FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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If you’re searching for low APR car deals in Philadelphia, PA, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better rates and cheaper loans tailored to your needs. Take your time reviewing offers from trusted banks and credit unions so you can confidently drive away with the best financing available in Philadelphia.

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