Vehicle Loans in Philadelphia, PA

Ready to buy a new car in Philadelphia? Compare local loan offers to find the best interest rates and monthly payments tailored just for you. Getting a great deal is easier than you think with options from trusted lenders right here in your community.

Philadelphia drivers deserve affordable loans and fast approvals. By comparing offers from nearby credit unions and banks, you can save money and support local institutions that know and care about our city. Start your search today and drive away with confidence.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
belco
4.99 %
americanheritagecu
4.99 - 5.99 %
5.3 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
heritagefcu
4.99 %
fmfcu
4.99 %
0.1 - 6 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
firstcomcu
4.99 - 5.74 %
0.2 - 7 Yrs
clearviewfcu
5.24 %
7 Yrs
corningcu
5.49 - 17.49 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago.

Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days. Corning's auto loans range from 5.49% to 17.49% , with no change from 7 or 30 days ago. Motorcycle loans are steady at 6.49% , and recreational loans range from 6.99% to 8.74% , also showing no change over the past 7 and 30 days.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for new car interest rates in Philadelphia, PA, it pays to keep exploring multiple lenders on LendMesh. Comparing options helps you uncover better deals and save on your loan, so you can drive away with confidence knowing you found the best rate for your budget. Take your time and let LendMesh guide you through a variety of offers from trusted banks and credit unions in your area.

Stay ahead of changing rates by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as deals fall below that number. Along with weekly or monthly updates, you’ll get expert insights and hand-picked loan offers tailored for Philadelphia borrowers. Join thousands of smart car buyers who trust LendMesh to keep them informed and ready to act.

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