Vehicle Loans in Philadelphia, PA

Looking for the best auto interest rates in Philadelphia, PA? Compare offers from trusted lenders to find low rates that fit your budget and get you behind the wheel faster. Whether it’s a new or used car, smart shopping means more savings for you.

Philadelphia drivers deserve loan options that are quick, easy, and fair. Explore competitive vehicle loan rates tailored to our community’s needs and enjoy a smooth process with friendly support every step of the way. Your next car is closer than you think!

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
belco
4.99 %
∞
americanheritagecu
4.99 - 5.99 %
5.3 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
heritagefcu
4.99 %
∞
fmfcu
4.99 %
0.1 - 6 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
firstcomcu
4.99 - 5.74 %
0.2 - 7 Yrs
∞
clearviewfcu
5.24 %
7 Yrs
∞
corningcu
5.49 - 17.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago.

Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days. Corning's auto loans range from 5.49% to 17.49% , with no change from 7 or 30 days ago. Motorcycle loans are steady at 6.49% , and recreational loans range from 6.99% to 8.74% , also showing no change over the past 7 and 30 days.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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