Vehicle Loans in Philadelphia, PA

Looking for the best auto interest rates in Philadelphia, PA? Compare offers from trusted lenders to find low rates that fit your budget and get you behind the wheel faster. Whether it’s a new or used car, smart shopping means more savings for you.

Philadelphia drivers deserve loan options that are quick, easy, and fair. Explore competitive vehicle loan rates tailored to our community’s needs and enjoy a smooth process with friendly support every step of the way. Your next car is closer than you think!

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Lender
APR
Term
Link
Info
psecu
4.69 - 11.89 %
0.1 - 8 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
∞
fmfcu
4.99 - 8.24 %
0.1 - 6 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
belco
4.99 %
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Diamond's auto loans with APRs ranging from 4.89% to 5.45% , and motorcycle loans from 5.99% to 6.99% . Rates for both programs have shown no change over the past 7 and 30 days. Recreational loan rates range from 10.49% to 11.79% and have also remained steady during this time.

Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% . Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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