Vehicle Loans in Philadelphia, PA

Ready to hit the streets of Philadelphia with a new ride? Compare car loan offers from trusted local lenders to find the best rates and terms that fit your budget.

Whether you’re buying new or used, our easy application process gets you quick approvals so you can drive away with confidence in Philly, PA. Start comparing today and save more on your next vehicle loan.

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Lender
APR
Term
Link
Info
psecu
4.69 - 11.89 %
0.1 - 8 Yrs
∞
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
∞
fmfcu
4.99 - 8.24 %
0.1 - 6 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
belco
4.99 %
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Diamond's auto loans with APRs ranging from 4.89% to 5.45% , and motorcycle loans between 5.99% and 6.99% . Unchanged compared to 7 and 30 days ago. Recreational loan rates range from 10.49% to 11.79% and have also stayed the same over the past 60 days.

Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady between 8.49% and 8.99% . Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change from 7 or 30 days ago. Recreational vehicle loans range from 7.99% to 8.99% APR. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re in Philadelphia and exploring car loan options, keeping an eye on multiple lenders can help you uncover better deals and lower rates. LendMesh makes it simple to compare offers from trusted banks and credit unions, so you can find a loan that fits your budget without any pressure. Take your time, explore your options, and make a smart choice that gets you behind the wheel with confidence.

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