Vehicle Loans in Phelps, NY

Shopping for a car loan in Phelps, NY? Comparing average interest rates from local lenders can save you money and speed up your approval process. Knowing your options puts you in control of finding the best deal for your budget.

Whether you’re buying new or used, exploring flexible loan terms with trusted Phelps lenders helps you drive away with confidence. Take a moment to compare offers and discover affordable rates tailored to your needs right here in the Finger Lakes region.

NewUsed

Filters

Lender
APR
Term
Link
Info
seacomm
5.74 - 5.99 %
5 - 6 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
esl
6.84 - 7.29 %
5.5 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sea Comm's auto loan rates range from 5.74% to 6.49% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are at 5.74% APR and have stayed the same compared to 7 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Esl has auto loan rates ranging from 6.84% to 10% APR, which are unchanged from 7 and 30 days ago but slightly up from 90 days ago. Motorcycle and recreational loans both range from 7.49% to 8.99% APR, with no change in the past 7, 30, or 60 days.

🏦 Local Lenders in Phelps, NY

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🏘️ All the Lenders Available in Ontario County, NY

✅CANANDAIGUA FEDERAL CREDIT UNION
✅RELIANT COMMUNITY FEDERAL CREDIT UNION
✅ESL FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION
✅FINGER LAKES FEDERAL CREDIT UNION

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Why compare Vehicle Loans in Phelps, NY on LendMesh

If you’re in Phelps, NY and exploring your car loan options, keep comparing lenders on LendMesh to uncover better deals and potentially lower interest rates. By checking multiple offers, you increase your chances of finding a loan that fits your budget and financial goals. Take your time, compare carefully, and drive away with a smart, affordable loan tailored to your needs.

Consider subscribing to LendMesh for personalized rate alerts and expert updates designed with Phelps borrowers in mind. Simply set your target interest rate, like 4% or 5%, and get notified as soon as offers match your criteria. With weekly or monthly insights and hand-picked deals delivered straight to your inbox, you’ll stay informed and ready to seize the best car loan opportunities.

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