Auto Loans in Syracuse, NY 13208

Looking for the best car loan rates in Syracuse, NY? Comparing offers from local lenders helps you find competitive interest rates that fit your budget and get you behind the wheel faster.

Whether you’re buying new or used, checking multiple loan options in Syracuse saves you money and hassle. Start comparing today to drive away with confidence and a deal that works for you.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

5.09 - 9.84 %

6 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.24 - 6.99 %

3.1 - 7 Yrs

∞

5.24 - 7 %

3.1 - 7 Yrs

∞

5.28 %

1 - 8 Yrs

∞

5.29 - 16.79 %

3.5 - 6.5 Yrs

∞

5.34 - 7.59 %

∞

5.35 - 6.75 %

3 - 7 Yrs

∞

5.44 - 7.32 %

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

🏦 Local Lenders in Syracuse, NY

CROUSE HINDS EMPLOYEES FEDERAL CREDIT UNION — 1201 WOLF ST SYRACUSE NY 13208

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Onondaga County, NY

Compare other loan types in Syracuse, NY

Why compare Vehicle Loans in Syracuse, NY on LendMesh

If you’re searching for the average car loan interest rate in Syracuse, NY, keep exploring multiple lenders on LendMesh to uncover better deals and more affordable options. Comparing rates from trusted banks and credit unions helps you make informed decisions and secure financing that fits your budget. Take your time—finding the right loan in Syracuse is easier when you have all the options in one place.

For an even smarter way to stay on top of loan offers, consider subscribing to LendMesh alerts. Set your ideal interest rate, whether it’s 4% or 5%, and get notified as soon as rates dip below your target. You’ll receive weekly or monthly updates filled with expert insights, rate trends, and specially selected deals, all tailored for Syracuse borrowers looking to save. Join thousands who trust LendMesh to keep them ahead of the curve.

Customers are also interested in:

Average Car Loan Interest Rate