Vehicle Loans in Fayetteville, NY

Searching for the best auto interest rates in Fayetteville, NY? Compare offers from local lenders to find rates that fit your budget and get you behind the wheel faster. Start your car-buying journey with confidence and save money on your next vehicle loan.

Fayetteville residents trust nearby credit unions and banks for personalized service and competitive rates on new and used car loans. Take a moment to explore your options—finding the right loan is easier than you think when you compare deals tailored to your needs.

NewUsed

Filters

Lender
APR
Term
Link
Info
sfcuonline
5.09 - 9.84 %
6 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
nymcu
5.24 - 7 %
3.1 - 7 Yrs
∞
jovia
5.28 %
1 - 8 Yrs
∞
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
∞
hvcu
5.34 - 7.59 %
∞
summitfcu
5.35 - 6.75 %
3 - 7 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

🏦 Local Lenders in Fayetteville, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Onondaga County, NY

✅WESTAR FEDERAL CREDIT UNION
✅AMERICU CREDIT UNION
✅SECNY FEDERAL CREDIT UNION
✅EMPOWER 3025 CREDIT UNION
✅TOGETHER CREDIT UNION
✅CFCU COMMUNITY CREDIT UNION
✅NORTHERN CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅BROADVIEW FEDERAL CREDIT UNION
✅SIDNEY FEDERAL CREDIT UNION
✅GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION
✅AUBURN COMMUNITY FEDERAL CREDIT UNION
✅A C M G CREDIT UNION
✅MONEY FEDERAL CREDIT UNION
✅SYRACUSE COOPERATIVE FEDERAL CREDIT UNION
✅SYRACUSE FIRE DEPARTMENT EMPLOYEES FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅CROUSE FEDERAL CREDIT UNION
✅THE SUMMIT FEDERAL CREDIT UNION
✅SYRACUSE POSTAL FEDERAL CREDIT UNION
✅CROUSE HINDS EMPLOYEES FEDERAL CREDIT UNION

Compare other loan types in Fayetteville, NY

Why compare Vehicle Loans in Fayetteville, NY on LendMesh

If you’re searching for the best auto interest rates in Fayetteville, NY, it pays to explore multiple lenders before making a decision. LendMesh lets you compare offers from trusted banks and credit unions all in one place, helping you find smarter deals and save more on your next vehicle loan. Take your time and keep checking back to uncover the most competitive rates tailored to your needs.

Consider subscribing to LendMesh to receive personalized alerts that match your target interest rate—whether that’s 4% or 5%. We’ll notify you as soon as offers drop below your desired threshold and send weekly or monthly updates with expert insights, rate trends, and carefully selected loan deals. Join thousands of Fayetteville borrowers who trust LendMesh to stay informed and secure the best financing options available.

Customers are also interested in:

Auto Interest Rates