Vehicle Loans in Wilmington, NY

Searching for the best car loan payment options in Wilmington, NY? Compare offers from trusted lenders to find a plan that fits your budget and gets you behind the wheel faster.

Whether you’re buying new or used, local lenders understand Wilmington drivers and offer competitive rates with friendly service. Take a moment to compare and drive away with confidence today.

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Lender
APR
Term
Link
Info
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
summitfcu
4.95 - 6.55 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
centra
4.99 - 14.09 %
4.5 - 7 Yrs
nymcu
4.99 - 6.75 %
3.1 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
heritagefcu
4.99 %
americafirst
4.99 - 7.74 %
5 - 8 Yrs
mycfcu
5 - 5.75 %
unfcu
5 %
0.5 - 6 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , which have stayed the same over the past 7, 30, and 60 days but are slightly up from 90 days ago. Recreational loan rates range from 6.35% to 7.15% and have not changed in the last 7, 30, or 60 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

Centra's auto loans range from 4.99% to 16.79% , with no change from 7 or 30 days ago. Other loans show rates from 6.75% to 19.25% , also unchanged over the past 7 and 30 days. Both loan types have seen a decrease compared to 90 days ago. Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7 and 30 days ago. The credit union's auto loan rates have remained steady over the past three months. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Heritage Financial's auto loan rates range from 4.99% to 7.32% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.49% APR with no change in the past 30 days. Recreational loan rates range from 6.5% to 7% APR and have stayed the same over the last 60 days. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past month.

Cfcu Community's auto loans with APRs ranging from 5% to 8% today. These rates are unchanged from 7 and 30 days ago but have decreased from the 30, 60, and 90–day periods when the top rate was 8.75% . United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

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