Auto Loans in Kingston, NY 12401

Searching for the best car loan APR rates in Kingston, NY? Compare offers from trusted local lenders to find a rate that fits your budget and gets you behind the wheel faster. It’s simple, transparent, and tailored to your needs.

Whether you’re buying new, used, or refinancing, Kingston drivers can enjoy personalized service and competitive rates from community-focused credit unions. Start comparing today to save money and drive away with confidence.

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5.09 - 9.84 %

6 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.24 - 6.99 %

3.1 - 7 Yrs

∞

5.24 - 7 %

3.1 - 7 Yrs

∞

5.28 %

1 - 8 Yrs

∞

5.29 - 16.79 %

3.5 - 6.5 Yrs

∞

5.34 - 7.59 %

∞

5.35 - 6.75 %

3 - 7 Yrs

∞

5.44 - 7.32 %

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

🏦 Local Lenders in Kingston, NY

MID-HUDSON VALLEY FEDERAL CREDIT UNION — 1099 MORTON BLVD KINGSTON NY 12401
MID-HUDSON VALLEY FEDERAL CREDIT UNION — 123 HURLEY AVE KINGSTON NY 12401
ULSTER FEDERAL CREDIT UNION — 127 SCHWENK DR KINGSTON NY 12401
ULSTER FEDERAL CREDIT UNION — 807 ULSTER AVE KINGSTON NY 12401

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ulster County, NY

✅MIDHUDSON VALLEY CREDIT UNION

✅ULSTER FEDERAL CREDIT UNION

✅HUDSON VALLEY CREDIT UNION

✅SELF RELIANCE NY FEDERAL CREDIT UNION

✅USALLIANCE FEDERAL CREDIT UNION

✅HERITAGE FINANCIAL CREDIT UNION

Compare other loan types in Kingston, NY

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