Vehicle Loans in Albany, NY

Searching for the best auto loan rates in Albany, NY? Compare local offers quickly to find competitive rates that fit your budget and get you behind the wheel sooner. It’s easy to see who offers the lowest payments and fastest approvals right here in your community.

Whether you’re buying new or refinancing, Albany lenders understand your needs and offer friendly, straightforward service. Take a moment to compare loan options and enjoy affordable financing tailored to drivers just like you in the Capital Region.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
jfcu
4.69 - 7.09 %
3 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
northcountry
4.83 - 10.38 %
2 - 8 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
togethercu
4.99 - 5.99 %
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
empowerfcu
4.99 - 13.24 %
3 - 15 Yrs
∞
unfcu
5 %
0.5 - 6 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. North Country's auto loans with APRs ranging from 4.83% to 10.38% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union's auto loan terms remain steady at this range. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago. United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Albany, NY

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🏘️ All the Lenders Available in Albany County, NY

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