Vehicle Loans in Albany, NY

Searching for affordable car payments in Albany, NY? Compare local loan offers from trusted lenders who understand your needs and can help you find the best rates tailored just for you.

Whether you're buying a new car or refinancing your current loan, Albany’s credit unions and banks offer fast approvals and flexible terms to get you driving with confidence and ease.

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Lender
APR
Term
Link
Info
sfcuonline
5.09 - 5.99 %
6 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
greylock
5.29 %
6 Yrs
∞
hvcu
5.34 %
∞
mhvfcu
5.39 - 5.64 %
3 - 5.5 Yrs
∞
corningcu
5.49 - 17.49 %
∞
visionsfcu
5.49 %
7 Yrs
∞
empowerfcu
5.49 - 6.74 %
3 - 7 Yrs
∞
bethpagefcu
5.53 %
5 - 8 Yrs
∞
kinecta
5.54 - 6.19 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. Greylock's auto loans with APRs ranging from 5.29% to 7.54% , showing no change from 7, 30, or 90 days ago. Recreational vehicle loans have rates between 8.14% and 10.39% , which have also stayed the same over the past 7, 30, and 90 days.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. Mid–Hudson Valley has auto loan rates ranging from 5.39% to 5.64% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates are between 7.25% and 7.75% APR, with no change over the past 7, 30, or 60 days. Corning's auto loan rates range from 5.49% to 17.49% APR with no change in the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 6.49% APR, while recreational vehicle loans range from 6.99% to 8.74% APR, also showing no change over the same periods.

Visions's auto loans with APRs ranging from 5.49% to 9.99% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational vehicle loans have rates between 10.74% and 11.24% , showing no change over the past 7 and 30 days. Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago.

Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

🏦 Local Lenders in Albany, NY

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