Vehicle Loans in Latham, NY

Looking to finance your next car in Latham, NY? Comparing loan offers from local lenders helps you find the best rates and terms without the hassle. Whether it’s a new ride or a reliable used vehicle, starting here puts you in control of your car credit options.

Local credit unions and banks in Latham are committed to fast approvals and friendly service. By comparing their offers side-by-side, you can choose a loan that fits your budget and gets you on the road sooner with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
jfcu
4.69 - 7.09 %
3 - 7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
northcountry
4.83 - 10.38 %
2 - 8 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
togethercu
4.99 - 5.99 %
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
empowerfcu
4.99 - 13.24 %
3 - 15 Yrs
∞
unfcu
5 %
0.5 - 6 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. North Country's auto loans with APRs ranging from 4.83% to 10.38% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union's auto loan terms remain steady at this range. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Empower's auto loan rates range from 4.99% to 13.24% APR today. The minimum rate is the same as 7 days ago but lower than 30 and 60 days ago. The maximum rate is higher than 7 days ago and 90 days ago but higher than 30 and 60 days ago. United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Latham, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Albany County, NY

✅BROADVIEW FEDERAL CREDIT UNION
✅SUNMARK CREDIT UNION
✅HUDSON RIVER COMMUNITY CREDIT UNION
✅HUDSON VALLEY CREDIT UNION
✅COMMUNITY RESOURCE 770 CREDIT UNION
✅FASNY FEDERAL CREDIT UNION
✅FIRST NEW YORK FEDERAL CREDIT UNION
✅NY FIREFIGHTERS BRAVEST FEDERAL CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅DIRECTORS CHOICE CREDIT UNION
✅NEXT STEP FEDERAL CREDIT UNION

Compare other loan types in Latham, NY

Why compare Vehicle Loans in Latham, NY on LendMesh

If you’re searching for car credit finance in Latham, NY, it’s wise to keep comparing lenders on LendMesh to uncover better deals and lower rates. Exploring multiple options helps you make informed decisions and find a loan that fits your budget without pressure. Take your time and use LendMesh’s tools to confidently navigate your financing choices.

Consider subscribing to LendMesh’s alerts tailored to your target rate—whether that’s 4% or 5%. You’ll receive timely notifications when offers fall below your desired threshold, plus weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals. Join many Latham borrowers who trust LendMesh to stay informed and seize the best car credit opportunities.

Customers are also interested in:

Car Credit Finance