Vehicle Loans in Guilderland, NY

Ready to finance your next vehicle in Guilderland, NY? Compare loan offers from trusted local lenders to find flexible terms that fit your budget and get you driving sooner.

Our community-focused lenders offer competitive rates and quick approvals, making it easy to upgrade your ride without the hassle. Start comparing today and enjoy a smoother, more affordable car-buying experience.

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Lender
APR
Term
Link
Info
sfcuonline
5.09 - 9.84 %
6 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
nymcu
5.24 - 7 %
3.1 - 7 Yrs
jovia
5.28 %
1 - 8 Yrs
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
hvcu
5.34 - 7.59 %
summitfcu
5.35 - 6.75 %
3 - 7 Yrs
heritagefcu
5.44 - 7.32 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7, 30, 60, or 90 days ago. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

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If you’re searching for vehicle finance in Guilderland, NY, taking the time to compare different lenders on LendMesh can help you uncover better deals and potentially lower rates. Exploring multiple options means you can find the loan that fits your budget and timeline without feeling rushed. Keep browsing to make the most informed choice for your next vehicle purchase.

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