Vehicle Loans in Merrick, NY

Looking for the best auto loan in Merrick, NY? Compare offers from trusted lenders to find low rates and flexible terms that fit your budget. Whether it’s a new ride or refinancing, you deserve a loan that makes driving stress-free.

Our local lenders understand Merrick drivers and deliver quick approvals with friendly service. Take a few minutes to explore your options and get behind the wheel with confidence and savings tailored just for you.

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Lender
APR
Term
Link
Info
sfcuonline
5.09 - 9.84 %
6 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞
nymcu
5.24 - 7 %
3.1 - 7 Yrs
∞
jovia
5.28 %
1 - 8 Yrs
∞
centra
5.29 - 16.79 %
3.5 - 6.5 Yrs
∞
hvcu
5.34 - 7.59 %
∞
summitfcu
5.35 - 6.75 %
3 - 7 Yrs
∞
heritagefcu
5.44 - 7.32 %
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sidney's auto loan rates range from 5.09% to 9.84% APR today, showing no change from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a fixed rate of 6.09% APR today, which is steady compared to 7 and 30 days ago but lower than 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for vehicle financing. Jovia Financial's auto loan rate is 5.28% APR today. This rate shows no change from 60 and 90 days ago. No other terms or loan types are listed for comparison. Centra's auto loan rates range from 4.99% to 16.79% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Other loan rates are between 6.75% and 19.25% APR, showing no change from 7 and 30 days ago and down from 90 days ago.

Hudson Valley's auto loan rates range from 5.34% to 7.59% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 60 and 90 days ago. The Summit's auto loans with APRs ranging from 4.95% to 6.75% , showing no change from 7 or 30 days ago but a slight increase from 60 and 90 days ago. Recreational loan rates are between 6.35% and 7.15% , remaining steady compared to 7, 30, and 60 days ago. Heritage Financial's auto loan rates range from 4.99% to 7.32% APR, which is up from 7 days and 30 days ago. Motorcycle loans are steady at 7.49% APR, while recreational vehicle loans remain unchanged between 6.5% and 7% APR.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 Local Lenders in Merrick, NY

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🏘️ All the Lenders Available in Nassau County, NY

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