Vehicle Loans in New York, NY

Searching for the best auto loan in New York, NY? Compare offers from local banks and credit unions to find rates that fit your budget and get you behind the wheel faster. It’s simple, transparent, and tailored to NYC drivers like you.

Whether you’re buying new or used, refinancing, or upgrading, local lenders understand the unique needs of New Yorkers. Start comparing today to unlock flexible terms and friendly support that make your car buying experience stress-free and affordable.

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Lender
APR
Term
Link
Info
mhvfcu
5.64 %
0.1 - 5.5 Yrs
dupaco
5.64 - 8.59 %
4 - 7 Yrs
seacomm
5.74 - 6.49 %
5 - 7 Yrs
mycfcu
5.75 - 8 %
greylock
5.79 - 7.54 %
6 Yrs
bethpagefcu
5.88 %
5 - 7 Yrs
kinecta
6.19 %
7 Yrs
cafcu
6.49 - 17.75 %
5 Yrs
visionsfcu
6.99 - 9.99 %
4 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Mid–Hudson Valley's auto loans with rates ranging from 4.74% to 5.64% APR, which are down from 7 and 30 days ago. Recreational loan rates remain steady between 7.25% and 7.75% APR with no change over the past 60 days. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods. Sea Comm's auto loan rates range from 5.74% to 6.49% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are at 5.74% APR and have stayed the same compared to 7 days ago.

Cfcu Community's auto loans with APRs ranging from 5% to 8% today. These rates are unchanged from 7 and 30 days ago but have decreased from the 30, 60, and 90–day periods when the top rate was 8.75% . Greylock's auto loans with APRs ranging from 5.29% to 7.54% , showing no change from 7, 30, or 90 days ago. Recreational vehicle loans have rates between 8.14% and 10.39% , which have also stayed the same over the past 7, 30, and 90 days. Bethpage's auto loan rates range from 5.53% to 5.88% APR today. Unchanged compared to 7 and 30 days ago.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Visions's auto loans with APRs ranging from 5.49% to 9.99% , which have stayed the same over the past 7 and 30 days but are down from 90 days ago. Recreational loan rates range from 10.74% to 11.24% and have not changed in the last 7, 30, or 60 days.

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