Vehicle Loans in Phillipsburg, NJ

Looking for the best car loan APR in Phillipsburg, NJ? Compare current rates from local lenders to find a deal that fits your budget and gets you behind the wheel faster. It’s simple, transparent, and tailored to our community.

Phillipsburg drivers trust local credit unions and banks for competitive rates and quick approvals. Explore your options today to secure a loan that makes buying your next vehicle easy and affordable.

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Lender
APR
Term
Link
Info
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
gardensavingsfcu
4.99 - 6.49 %
0.5 - 6.9 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Garden Savings's auto loans with rates ranging from 4.24% to 6.49% APR today. These rates are down from both 7 and 30 days ago, as well as 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, but they are slightly up from 60 and 90 days ago.

American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans with rates between 5.39% and 7.49% . Both rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 5.99% to 9.49% . Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

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