Vehicle Loans in Colts Neck, NJ

Curious about the average auto interest rate in Colts Neck, NJ? Comparing loan offers here helps you find the best deal to fit your budget and get you behind the wheel faster. Local options mean rates that work for you without the hassle.

In Colts Neck, financing your vehicle should be simple and transparent. By checking multiple lenders, you can secure competitive rates and quick approvals tailored to your needs—making your car shopping experience smooth and stress-free.

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Lender
APR
Term
Link
Info
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
andrewsfcu
4.85 - 6.85 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
gardensavingsfcu
4.99 - 6.49 %
0.5 - 6.9 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
firstcomcu
5.24 - 7.99 %
0.2 - 7 Yrs
americanheritagecu
5.34 - 10.94 %
5.3 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Andrews Federal Credit Union's auto loans with APRs ranging from 4.24% to 6.85% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 10.64% and 14.24% , also steady from 7 days ago and up from 30 days ago.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . Garden Savings's auto loans with rates ranging from 4.24% to 6.49% APR today. These rates are down from both 7 and 30 days ago, as well as 60 and 90 days ago. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago.

Usalliance's auto loan rates range from 5.24% to 6.99% APR today. These rates have shown no change compared to 7 and 30 days ago. First Commonwealth's auto loans with APRs ranging from 4.99% to 7.99% . These rates have stayed the same compared to 7 and 30 days ago, with no change from 60 days ago as well. The 90–day rate was slightly lower at the top end. American Heritage's auto loans with APRs ranging from 4.99% to 10.94% , and motorcycle loans from 5.39% to 7.49% . Rates for both products have shown no change over the past 7 and 30 days. Recreational loan rates range from 5.99% to 9.49% and have also remained steady during that time.

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