Student Loans in Las Cruces, NM

Looking to lower your student loan payments in Las Cruces, NM? Compare the lowest interest rates from local lenders and find a refinancing option that fits your budget and goals.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. First Financial has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Sandia Laboratory has a fixed private student loan rate of 2.99% APR, unchanged from 7, 30, and 60 days ago. Its variable private student loan rate is 4.31% APR today, down from 4.39% seven and 30 days ago and 4.37% sixty days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Las Cruces, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
ONE SOURCE FEDERAL CREDIT UNION
1375 E BOUTZ RD LAS CRUCES NM 88001
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $122,994,279
Deposits: $5,715,482
Net Worth: $12,837,559
Employees: 34
Members: 10,407
FIRST FINANCIAL CREDIT UNION
901 E UNIVERSITY AVE STE Q LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $921,720,160
Deposits: $79,301,189
Net Worth: $81,542,101
Employees: 279
Members: 93,434
WHITE SANDS FEDERAL CREDIT UNION
2755 N MAIN ST LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
WHITE SANDS FEDERAL CREDIT UNION
2190 E LOHMAN AVE LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
NUSENDA FEDERAL CREDIT UNION
1715 E UNIVERSITY AVE LAS CRUCES NM 88001
ATM
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205

🏘️ All the Lenders Available in Dona Ana County, NM

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION
✅FIRST FINANCIAL 68244 CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION

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