Student Loans in Billings, MT

Looking for the best student loan options in Billings, MT? Compare local offers with competitive rates and flexible repayment plans tailored to your needs. Whether you’re heading to college or trade school, finding the right loan can make all the difference in your education journey.

In Billings, it’s easy to access loans backed by community support and hometown lenders who understand your goals. Start comparing today to secure funding that fits your budget—so you can focus on learning and building a bright future right here in Montana.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Billings, MT

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BLACK HILLS FEDERAL CREDIT UNION	1595 GRAND AVE STE 235B BILLINGS MT 59102	⏰ 9AM - 5PM 📞 6057181818 📠 6057186146	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $2,331,429,590 Deposits: $56,401,782 Net Worth: $233,163,323 Employees: 398 Members: 105,311
ALTANA FEDERAL CREDIT UNION	1111 24TH ST W BILLINGS MT 59102	⏰ Lobby Hours: 9:00 ? 4:00 Monday ? Friday Drive-Up Hours: 7:30 ? 5:30 Monday ? Thursday 7:30 ? 6:00 Friday 📞 4066512328 📠 4066512359	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $583,174,175 Deposits: $41,735,268 Net Worth: $64,224,676 Employees: 132 Members: 38,873
ALTANA FEDERAL CREDIT UNION	3212 CENTRAL AVE BILLINGS MT 59102	⏰ Lobby Hours: 9:00 ? 4:00 Monday ? Friday Drive-Up Hours: 7:30 ? 5:30 Monday ? Thursday 7:30 ? 6:00 Friday 📞 4066512328 📠 4066512359	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $583,174,175 Deposits: $41,735,268 Net Worth: $64,224,676 Employees: 132 Members: 38,873
RIMROCK CREDIT UNION	952 CENTRAL AVE BILLINGS MT 59102	⏰ 9:00 am to 5:30 pm 📞 4062483685 📠 4062483686	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $56,703,539 Deposits: $5,231,798 Net Worth: $8,033,400 Employees: 5 Members: 3,410
VALLEY FINANCIAL CREDIT UNION	1541 CUSTER AVE BILLINGS MT 59102	⏰ Lobby: Monday - Thursday 9:00am-4:00pm Lobby: Friday 9:00am-5:00pmDrive up: Monday - Friday 7:30am-6:00pm Drive up: Saturday 9:00am-1:00pm 📞 4066569100 📠 4066555085	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $496,997,591 Deposits: $52,913,402 Net Worth: $56,801,239 Employees: 121 Members: 37,290
VALLEY FINANCIAL CREDIT UNION	3025 KING AVE W BILLINGS MT 59102	⏰ Lobby: Monday-Thursday 9:00am-4:00pmLobby: Friday 9:00am-5:00pm Drive-Up: Monday-Friday 7:30am-6:00pm Drive-Up: Saturday 9:00am-1:00pm 📞 4066569100 📠 4066555085	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $496,997,591 Deposits: $52,913,402 Net Worth: $56,801,239 Employees: 121 Members: 37,290
VALLEY FINANCIAL CREDIT UNION	2955 GRAND AVE BILLINGS MT 59102	⏰ Lobby: Monday-Thursday 9:00am-4:00pmLobby: Friday 9:00am-5:00pmDrive up: Monday-Friday 7:30am-6:00pmDrive up: Saturday 9:00am-1:00pm 📞 4066569100 📠 4066555085	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $496,997,591 Deposits: $52,913,402 Net Worth: $56,801,239 Employees: 121 Members: 37,290
BILLINGS FEDERAL CREDIT UNION	3212 CENTRAL AVE BILLINGS MT 59102	⏰ 9am 5pm Monday thru Friday 📞 4066512328 📠 4062482704	ATM Services Only	P2P E-Statements E-Signature	Assets: $210,338,937 Deposits: $7,216,976 Net Worth: $24,614,659 Employees: 46 Members: 12,672
BILLINGS FEDERAL CREDIT UNION	990 GRAND AVE BILLINGS MT 59102	⏰ 8am - 5pm Monday through Friday 📞 4062481127 📠 4062482704	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $210,338,937 Deposits: $7,216,976 Net Worth: $24,614,659 Employees: 46 Members: 12,672

🏘️ All the Lenders Available in Yellowstone County, MT

✅ALTANA FEDERAL CREDIT UNION

✅SEG FEDERAL CREDIT UNION

✅BLACK HILLS FEDERAL CREDIT UNION

✅RIMROCK CREDIT UNION

✅VALLEY FINANCIAL CREDIT UNION

✅BILLINGS FEDERAL CREDIT UNION

✅INTREPID CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

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