Altana Credit Union Billings MT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Altana, your trusted partner in financial well-being, located at 1111 24Th St W, Billings, MT 59102. Established in 1949, we have proudly served our community for over seven decades. With a commitment to providing exceptional member services and fostering financial growth, we currently support 38,873 members and manage a robust asset base of $583,174,175. At Altana, we understand that each member's journey is unique. That's why we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, our goal is to help you navigate your financial landscape with confidence. Our total deposits stand at $41,735,268, ensuring that your hard-earned money is secure with us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 3212 Central Ave, Billings, MT 59102-6646. Our dedicated team of 132 employees, led by CEO Jason Hagadone and Board President William Pedersen, is here to assist you. We pride ourselves on being more than just a credit union; we're a community partner invested in your success. With total loans amounting to 22,550, we are committed to making lending accessible and straightforward for our members. Whether you're looking for personal loans or business financing solutions with a net worth of $64,224,676 backing us up, Altana has got you covered. We invite you to explore our various offerings and find out how we can make a positive impact on your financial future. Ready to get started? Visit us online at Altana FCU or give us a call at 406-651-2328 today!

Branch History & Mission

Altana has been a cornerstone of the Billings community since it opened its doors in 1949. With a commitment to serving our members and fostering a spirit of cooperation, we have grown from humble beginnings into a thriving credit union with a total membership of 38,873 and assets exceeding $583 million. Our branch, located at 1111 24Th St W, is easily accessible and serves as a welcoming hub for financial services in the area. Over the years, Altana has evolved significantly while maintaining its core mission: to provide exceptional financial services that enhance the lives of our members. We believe that every individual deserves access to quality banking products, so we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our dedication to community support is reflected in our partnerships with local organizations and outreach efforts aimed at helping those in need. At Altana, we understand the importance of convenience in today's fast-paced world. That's why we offer modern banking solutions such as online and mobile banking, along with ATM availability and drive-thru services for added accessibility. Whether you prefer to manage your finances digitally or visit us in person, we strive to meet your needs effectively. Our mission is not only about providing financial products but also about making a positive impact on our community. We are proud to be an ADA-compliant institution that welcomes all members. We actively engage with local charities and community initiatives to foster growth and prosperity in Billings and beyond. For official correspondence, please note that our mailing address is 3212 Central Ave, Billings, MT 59102-6646. While members can visit us at our branch address for personal service or support. We invite you to join the Altana family and experience the difference that comes with being part of a member-focused credit union. Discover how we can help you achieve your financial goals today! For more information about our services or to open an account online, visit Altana's website or call us at (406) 651-2328.

Branch Location & Accessibility

Come Visit Us!

We invite you to come by and meet our dedicated staff who are eager to assist you with any questions or financial needs. Feel free to call us at 406-651-2328 if you have any inquiries before your visit. At Altana Credit Union, we're not just about banking; we're about building relationships and helping our community thrive. We look forward to welcoming you soon!

Convenience and Accessibility

At Altana, we prioritize making banking easy for you. Our parking area is spacious and accommodating, ensuring a hassle-free experience when you visit. We have also made sure that our branch is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Thursday from 9:00 AM to 4:00 PM and on Friday until 6:00 PM. For those who prefer quick service, our drive-thru banking operates from 7:30 AM to 5:30 PM Monday through Thursday and extends until 6:00 PM on Fridays. This means you can easily manage your transactions without stepping out of your vehicle.

Services Offered

Whether you need help with checking accounts, savings accounts, auto loans, or even mortgage refinancing, we have you covered. Our ATM is available for quick cash withdrawals and balance checks anytime you need it. Plus, with shared service center availability, members of partner credit unions can also access essential services right here at Altana.

Member Eligibility

At Altana, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and opens the door to a supportive community dedicated to your financial well-being. If you live, work, or worship in the Billings area, you are already eligible to join us! We welcome individuals from all walks of life and are excited to help you take control of your financial future. To get started, just visit us at our branch located at 1111 24Th St W Billings Mt 59102 or give us a call at (406) 651-2328 for more information. Our friendly team is here to guide you through the easy account opening process, which you can also check out online at https://my.altanafcu.org/enroll. For detailed eligibility criteria, feel free to explore more. Join us today and experience the benefits of being part of the Altana family!

Business Banking & Commercial Services

Financing Your Dreams

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $119 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,361,468, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services designed to streamline your payment processes. Imagine having the ability to accept payments anytime, anywhere. Our solutions allow you to focus on what you do best running your business while we handle the transaction details. Located at 1111 24Th St W Billings Mt 59102 in Billings, MT, we are here to partner with you every step of the way. Let's work together to turn your business goals into reality! For more information, give us a call at (406) 651-2328 or visit us online at http://www.altanafcu.org.

Comprehensive List Of Services

Accessibility

At Altana, we prioritize accessibility. Our location at 1111 24Th St W Billings Mt 59102 in Billings, MT is equipped with essential services like an ATM and drive-thru banking. If you have questions or need assistance, don't hesitate to call us at (406) 651-2328 during our lobby hours. We invite you to explore all these services and more by visiting us online at Altana Fcu 24th Street. Let us help you take control of your finances today!

Business Banking

For entrepreneurs and business owners, our business banking services, including merchant services and business loans, offer the tools necessary to manage finances effectively. We understand the unique challenges businesses face, and we are here to support your growth.

Credit Cards

We also provide credit cards with rewards, allowing you to earn points on purchases that matter most to you whether it's travel, dining, or everyday shopping.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can access your accounts anytime from anywhere, transfer funds, pay bills, or even deposit checks using our mobile app. We also provide easy access through our ATM & cash withdrawal services, ensuring you have cash when needed without any hassle. Our branch features basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, enjoy basic shared branch transactions that allow deposits and withdrawals at our location.

Personal Banking

We offer various checking and savings accounts tailored for different lifestyles. Imagine having a checking account with no monthly fees that allows you to manage your everyday expenses effortlessly. Our savings accounts can help you grow your funds while preparing for future expenses or unexpected events. For those considering purchasing a vehicle, our auto loans and vehicle financing options can get you on the road without breaking the bank. With competitive rates and flexible terms, we make it easier for you to drive away in the car of your dreams. Thinking about homeownership? Our mortgage loans and refinancing services are designed to provide you with options that suit your budget. Whether you're buying your first home or looking to refinance an existing mortgage, we guide you through the process. If you're facing financial challenges, our personal loans and debt consolidation services can help simplify your payments and reduce stress. We work with you to find solutions that fit your financial situation.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, our mobile application makes it even easier to manage your money right from your smartphone. Whether you're checking your balance or making a quick payment, everything is at your fingertips. If you prefer going paperless, you'll be pleased to know that we offer e-statements for easy access to your financial documents. And while electronic signatures are not currently available, our focus remains on providing you with safe and efficient services.

Mobile Payments and Transfers

In today's fast-paced world, convenience is key. That's why we provide mobile payments, allowing you to make purchases directly from your device. Plus, our person-to-person transfer feature lets you send money to friends or family quickly and effortlessly no need for cash or checks. With Altana, managing your finances has never been easier. Enjoy peace of mind knowing that our digital banking solutions are designed with security in mind, so you can focus on what really matters your life. Explore all the benefits of online banking today by visiting us at https://altanafcu.org/!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 77,478, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Altana is your trusted partner. Visit us at 1111 24Th St W Billings Mt 59102 or call (406) 651-2328 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $50,522,171 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,307 in used auto loans and $432,226,571 in total loans and leases.

Efficient Operations

Our $1,207,587 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $146,210,622 in share certificates and $56,289,970 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $64,224,676, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,061,808 in used vehicle loans and $103,588,497 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines and Unsecured Loans

Need extra cash for unexpected expenses? We also offer flexible terms on unsecured credit card loans, with a total of $5,020,641 in loans helping members manage their finances effectively. If you're looking for a credit line loan, we have options available as well, amounting to $102,696,987. For business owners, our outstanding commercial loans totaling $35,361,468 provide the capital needed to grow and expand your business.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,843,675, make buying or refinancing simple. We guide you through the process and offer competitive interest rates to ensure you find a mortgage that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team is here to discuss eligibility options tailored to your situation. This can help reduce monthly payments or lower interest rates depending on market conditions. To learn more about our loan offerings or if you have any questions, don't hesitate to reach out to us at (406) 651-2328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 1111 24Th St W Billings Mt 59102 in Billings, MT, where our friendly staff is ready to assist you with all your lending needs!

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ALTANA FEDERAL CREDIT UNION - Billings, MT

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