Rimrock Credit Union Billings MT | Best Auto Loans & Business Banking

Introduction

Welcome to Rimrock Credit Union, where we believe in building strong financial futures for our members. Located at 952 Central Ave, Billings, MT 59102, we have proudly served the community since our establishment in 1949. With a dedicated team of 5 employees, we are here to provide personalized banking solutions tailored to your needs. At Rimrock, we care about our members. We currently serve over 3,410 individuals and families, offering a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to you is reflected in our robust financial standing, boasting total assets of $56,703,539 and total deposits reaching $5,231,798. Under the leadership of CEO Wade McFadden and Board President Jim Kraft, we strive to foster a welcoming environment that prioritizes your financial health. Whether you're looking to open a checking account or secure a loan for your next vehicle, our team is ready to help you every step of the way. While members can visit us at 952 Central Ave, official correspondence should be sent to the same address. If you have questions or need assistance, don't hesitate to reach out at (406) 248-3685 during our lobby hours from 9:00 am to 5:30 pm on weekdays. Join us at Rimrock Credit Union and experience the difference of member-focused banking. Explore our offerings today by visiting our website or give us a call!

Branch History & Mission

A Legacy of Growth

Located at 952 Central Ave, Billings, MT 59102, Rimrock Credit Union has always been at the heart of its community. Over the years, we have expanded our services and offerings to meet the changing needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we have continuously adapted to provide what our members need most. While you can visit us at our main branch location for all your banking needs, any official correspondence should be sent to the same address: 952 Central Ave, Billings, MT 59102-5845.

Community Connections

Rimrock Credit Union is more than just a financial institution; we are part of the fabric of Billings. Our staff actively engages in local events and initiatives aimed at uplifting our community. We understand that when our community thrives, so do we as an organization. We also embrace technology to enhance your experience with us. With online banking options available, managing your finances has never been easier. Whether you're looking for personal loans or business banking solutions, we're here to assist you every step of the way.

Join Us Today!

We invite you to become part of the Rimrock family! Experience firsthand the benefits of being a member of a credit union that puts people first. Visit us today or reach out at 406-248-3685 to learn how you can join us in making a difference in our community while achieving your financial goals. Let's work together towards a brighter future!

Our Mission

At Rimrock Credit Union, our mission is clear: We aim to empower our members by providing exceptional financial services while supporting their dreams and aspirations. We believe in building strong relationships with our members and fostering a sense of community. This commitment extends beyond just banking; it encompasses local outreach programs and partnerships that enhance the well-being of those we serve. Our operating hours are designed for your convenience. We welcome you Monday through Friday from 9:00 am to 5:30 pm. While we do not currently offer ATM services, we do have drive-thru banking available for simple transactions such as deposits and withdrawals.

Branch Location & Accessibility

Accessibility Features

At Rimrock, we prioritize your convenience and comfort. Our branch is equipped with features that ensure accessibility for all members of our community. You'll find ramps and ADA-compliant entrances, making it easier for everyone to access our services.

Operating Hours

Our friendly team is available during convenient hours from 9:00 AM to 5:30 PM on weekdays. We know life gets busy, so we strive to make it as easy as possible for you to stop by when it works best for your schedule.

Parking and Drive-Thru Banking

We understand that your time is valuable. That's why we offer ample parking space right outside our branch. If you prefer not to come inside, take advantage of our drive-thru banking option! It allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Services Offered

At Rimrock Credit Union, we provide a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, with online and mobile banking options available, managing your finances has never been easier. If you have any questions or would like more information about our services or membership eligibility, don't hesitate to reach out! Give us a call at (406) 248-3685 or stop by we can't wait to assist you!

Member Eligibility

Becoming a member of Rimrock is like joining a caring community where your financial well-being is the top priority. If you're looking to be part of something special, membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 952 Central Ave Billings Mt 59102. We believe that everyone deserves access to quality financial services and support, which is why we welcome you with open arms. Plus, as a member, you'll enjoy a range of benefits designed to help you thrive financially. Joining us is simple! You can find all the detailed eligibility criteria by visiting https://rimrockcu.org/membership/. If you have any questions or need assistance along the way, feel free to give us a call at (406) 248-3685. We're here to help you start your journey with Rimrock!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are eager to assist local entrepreneurs in achieving their goals. Imagine having the financial backing you need when you're ready to launch a new product line or hire additional staff. With our tailored financing options, you can turn those ambitions into reality.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Picture this: you just wrapped up a busy day at your shop, and thanks to our point-of-sale solutions, processing payments is quick and secure. This means more time for you to focus on what matters most growing your business. If you're based in or around Billings, MT, visit us at 952 Central Ave Billings Mt 59102 or give us a call at (406) 248-3685. Let's explore how we can partner together for your business success!

Comprehensive List Of Services

Accessing Your Funds

Need cash quickly? While we don't have ATMs available at this branch, our Drive-Thru Banking service allows for quick deposits and withdrawals along with other simple transactions right from your vehicle. --- At Rimrock, we are proud to serve our members with dedication and care. If you're ready to explore how our services can benefit you, give us a call at (406) 248-3685 or visit us today at 952 Central Ave Billings Mt 59102. Join us in achieving your financial goals because when you succeed, we all thrive together!

Business Banking

For entrepreneurs and business owners, we provide robust Business Banking solutions that include Merchant Services & Business Loans. We understand that managing a business comes with its own set of challenges, and we're committed to being your trusted partner every step of the way.

Credit Options

Our credit offerings include Credit Cards with Rewards, allowing you to earn benefits on your everyday purchases. This can make a significant difference over time, especially when used wisely.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer comprehensive Online & Mobile Banking services. You can manage your accounts from anywhere at any time whether checking balances or transferring funds. Plus, our platform supports features like Person-to-Person payments, making it easier than ever to send money to friends or family without hassle.

Personal Banking Solutions

Managing personal finances can be overwhelming, but with our Personal Banking options, it doesn't have to be. We offer Checking & Savings Accounts that suit various lifestyles, making it easy for you to save for your goals while keeping everyday expenses in check. Need a new vehicle? Our Auto Loans & Vehicle Financing solutions provide competitive rates and flexible terms, so you can hit the road without breaking the bank. For those considering homeownership or looking to refinance, our Mortgage Loans & Refinancing options can help turn dreams into reality. And if you find yourself needing a little extra cash, our Personal Loans & Debt Consolidation services are designed to give you the relief you need with manageable repayment plans.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. No more waiting in long lines; everything is just a few clicks away. Plus, for those who prefer paperless options, we provide e-statements that keep you organized and reduce clutter. If you need to send money to friends or family quickly, our person-to-person transfers make it simple and fast. Just a few taps on your phone or clicks on your computer, and the money is on its way! For added convenience, our mobile application allows you to manage all these tasks right from your smartphone, making banking as easy as sending a text.

Security and Accessibility

At Rimrock, we take your security seriously. While we don't currently offer electronic signature authorization for transactions, rest assured that our systems are designed to protect your information. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find it easy to navigate through our services. Whether you're using our website or mobile app, real-time account management means you'll always have up-to-date information at your fingertips. If you're ready to take control of your banking experience with ease and security, visit us online at https://rimrockcu.org/ today!

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment extends to reinvesting $6,243,537 back into innovative banking tools and stronger lending options for you.

Dedicated Team Ready to Assist You

Our team comprises 5 full-time employees who are dedicated to serving you with knowledge and commitment. Although we currently do not have part-time employees, our full team is always ready to help you with your banking needs.

Growing Member Base

We are proud of our community's trust, as shown by our total share accounts reaching 5,796. This indicates a strong and growing member base that relies on us for their financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Rimrock is your trusted partner. Visit us at 952 Central Ave Billings Mt 59102 or call (406) 248-3685 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Lending Support

With $487 in used auto loans and $17,158,575 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our operational efficiency reflects in our $647,785, which allows us to continue offering competitive loan rates and solid financial products.

Member-Centric Savings Options

We understand the importance of securing your savings. Members' funds are protected through $9,255,012 in share certificates and $3,163,642 in money market shares, offering stable and rewarding financial growth opportunities. This ensures that your hard-earned money is both safe and growing.

Solid Financial Health

With a net worth of $8,033,400, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,417 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,473,146 in used vehicle loans and $3,265,740 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new ride, we have options tailored for you.

Credit Lines

If you're looking for additional flexibility in your spending, our total credit lines available stand at $975,000. This can provide you with easy access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,009,399, make buying or refinancing simple. We're here to guide you through the process and help you secure the best terms possible.

Refinancing Options

We know life can change quickly; if you're considering refinancing any existing loans or mortgages, reach out to us. We can discuss eligibility options that could save you money and make your payments more manageable. For any questions or to explore our loan offerings further, feel free to call us at 406-248-3685 during our operating hours from 9:00 am to 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Rimrock Credit Union, we're dedicated to supporting our members every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $699,768 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to fit your lifestyle while keeping your finances manageable.

Loan Aggregator

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Rimrock